need help related to car insurance
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Need help related to car insurance
I have swift car, used for 3 years.
pl guide me which is best insurance and what value should i choose like iam seeing 5 lakhs on acko , so what shall i choose 2 lakhs ,2.5 lakhs
Is it necessary to buy 1st party with 3rd party or only 3rd party is fine . and from where shall i buy
Thanks .
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IDV is your depreciated value. Keeping high values doesn't mean you can get whole IDV if your vehicle gets stolen. IDV should be reasonable, online platform always have some pretty unreasonable value. Many online platform missed to nil debt cover which has very much important, even some platform added with pathetic conditions. Third party means, if you damage others properly or life, which is mandatory by Govt and OD (Own Damage) means damage to your own vehicle. I suggest go with an agent who can better guide you, if you need quotation from my end, then dm me.
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Choose high IDV 5lakh if there is some theft risk associated. Better to buy comprehensive. (add ons as per required).
Acko is good.