need suggestion to improve my cibil score...
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My CIBIL score is 687…it took a beating due to flipkart paylater…my account was blocked by them and I was able to get that account back after 12 months…so till 12 months the paylater amount was not paid and my cibil score gone….so I want to take it past 750…suggestions are most welcome…
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https://www.desidime.com/discussions/need-suggestion-to-improve-my-cibil-score?page=1#post_7341089
Can we increase credit limit of this fd secured icici card by doing advance payment like we can do in apay icici cc?
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https://www.desidime.com/discussions/need-suggestion-to-improve-my-cibil-score?page=1#post_7341467
how are services like lazy pay, ola paylater and simpl in this regard of increasing cibil score
https://www.desidime.com/discussions/need-suggestion-to-improve-my-cibil-score?page=1#post_7342092
They are added as loans. I had Paytm postman ( my first ever credit type) and though my payments were regular my cibil was hardly 700 when I received my first card.
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Create an fd in icici imob. Apply cc against that fd. Fd Can be as low as 10k. If you don’t have icici acc, then open an Insta Save FD Account online with 10k fd and Zero MAB, apply for cc simultaneously.
Use this cc normally. Clear dues well before time. Keep utilisation limit 30-40%. You can get your cibil score above 750 after 4-5 months.