Need Suggestions: ICICI Credit Limit Drastically Reduced!

Hi everyone,  

I recently received a message from ICICI Bank informing me about a huge reduction in my credit limits on both my ICICI Platinum and Amazon Pay (APay) cards—from ₹5L to just ₹20K! Upon reaching out to their customer care, they confirmed this was based on my usage pattern over the last 6 months and 1 year.  

While these cards were among the best in my portfolio for their benefits and cashback, this unexpected downgrade has left me questioning their value.  

Looking for your advice:  

1️⃣ Should I retain the cards and try to improve usage to get the limit reinstated?  

2️⃣ Should I close them and explore better alternatives?  

Your suggestions would really help! Thanks in advance! 🙏