Need suggestions wether to keep or close sbi cards

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Tjs15

I have tata platinum almost 2years and simply save almost 1 year from sbi. I do not wish to pay annual fees on both of them. But i wanna keep atleast one sbi card for occasional 10% offers on flipkart.
Earlier simply save was useful for grocery shopping but its difficult to track the Rewards and now i have smartearn card which serves the purpose of aprox 2.5% back.
Tata is of no specific use just gives 1% back on almost all the spends(excl. Wallet load which i recently discovered and disappointed).

Was thinking to either apply for
simply click for online rewards with annual fees of 500.(though i have apay icici n smartearn gives 5% and 2.5% on amazon)
Or
Irctc card with annual fees of 300
With no such rewards. Just for occasional 10% offers.

Am not sure if am missing out on any Reward multipliers from sbi. I dont have savings account with sbi.

Will it affect my score to close these both?
P.s these are not the cards i hold for the longest. i have other cards too

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Anyone got their card varient changed in sbi?
I recently got simply click against my simply save and the statement that was generated before the change states old number. But my online account shows new number. Now while making the payment which number shall i enter for the bill payment

Deal Major Deal Major
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demerius2020 wrote:

1.simplysave offer with 10X =2.5% while tata platinum offer 3% on grocery ; the reward option though is thru croma and croma stores do run festival discount season use it buy get some good deal
2.my take is change simplysave to simplyclick do al online shopping with amazon to get 7.25% (thru yono)
3.for offline grocery shopping use tata platinum with 3%
4.you can replace tata platinum with 3% with amex mrcc 3.5%(pm me for free 1st yr referral ) if all places offline u go support amex

i hold both tata platinum ( got it recently) and amex membership rewards card. But how do we get 3.5% for offline spends using amex mrcc.. what i see is 2 points for every 50rs spend.. am i missing something here?

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skaluva wrote:

i hold both tata platinum ( got it recently) and amex membership rewards card. But how do we get 3.5% for offline spends using amex mrcc.. what i see is 2 points for every 50rs spend.. am i missing something here?

You are missing maths

Missing