Need to know about HDFC LTF procedure

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Last Comment 2022-03-16

2022-03-08

Hi,

HDFC is showing me i am eligible for Millenia card when login from my netbanking account. The LTF conversion procedure says

" Spend Rs. 50,000 in first 90 days" (https://www.hdfcbank.com/personal/pay/cards/cre...)

1) Do wallet loads like Paytm, Mobikwik, freecharge , or amazon pay eligible for LTF conversion? has anyone tried?

2) How does the smartpay active status work?

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https://www.desidime.com/discussions/need-to-know-about-hdfc-ltf-procedure?page=1#post_8306184

sujith8786

2022-03-08

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Buy 10k Amazon gv through Smartbuy every month for 3 months.. and sell it off at 2%.
30k will be completed easily..
For the rest 20k u can buy Amazon gv from other sources and sell it at a loss of 2%
Or
If you know any petrol pump guy.. swipe ur card for 20k at minimum charges..
Or u can order something for urself..
Choose whichever suits you..
And btw congrats for your new card..

https://www.desidime.com/discussions/need-to-know-about-hdfc-ltf-procedure?page=1#post_8306217

Knight11

2022-03-08

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Forgot the rent payment?

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https://www.desidime.com/discussions/need-to-know-about-hdfc-ltf-procedure?page=1#post_8306685

Random123

2022-03-08

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Congrats. Also please do remember regarding the amazon gift voucher (if showing up during application) which they might not send automatically and need to follow up later.

https://www.desidime.com/discussions/need-to-know-about-hdfc-ltf-procedure?page=1#post_8308270

nirmaltvd

2022-03-09

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is it possible to transfer amount to my another account with redgiraffe?

what are the charges for that?

https://www.desidime.com/discussions/need-to-know-about-hdfc-ltf-procedure?page=1#post_8310281

raknaz

2022-03-10

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i tried, it ask to register as agent. the easy way i found is use paytm or cred rent payment

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https://www.desidime.com/discussions/need-to-know-about-hdfc-ltf-procedure?page=1#post_8310688

demerius2020

2022-03-11

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add all the bills electricity/water/gas/dth/insurance in smartbuy

thank me later

https://www.desidime.com/discussions/need-to-know-about-hdfc-ltf-procedure?page=1#post_8311649

raknaz

2022-03-11

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i asked hdfc customer care email and they replied that wallet loads will be counted as spend

https://www.desidime.com/discussions/need-to-know-about-hdfc-ltf-procedure?page=1#post_8313202

kingkhan9

2022-03-12

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Got Regalia and now I need to spend 1lakh in 90 days. Can you please suggest if insurance payments using Amazon Pay is covered under retail spend? Will that give us LTF? I got some insurance payments to be paid.

https://www.desidime.com/discussions/need-to-know-about-hdfc-ltf-procedure?page=1#post_8313345

raknaz

2022-03-12

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use paytm/cred/mobikwik rent pay and send it to ur own account, there will be some charges or load wallets like paytm/mobikwik or buy amazon gv using smartbuy

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https://www.desidime.com/discussions/need-to-know-about-hdfc-ltf-procedure?page=1#post_8317979

kushwahveersingh566825

2022-03-14

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but rent payments and wallet loading are not retail spents . I got mail from hdfc where they clearly mentiones that only retails spents would be calculated. Dont know why hdfc bank did not provide clear cut information . Can anyone share how can i talk with hdfc credit card customer care on call as whenever i call on no. Thy have provided on website there is no.option to talk with customer care executive