Negative balance in statement during credit card application
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Hi, I am applying for icici cc (I have no account with icici) and they have asked for 3 months bank statement of my Hdfc account. Last month I had low funds in my account and an auto debit for LIC was dishonoured and my balance went negative. I added funds from my other account immediately. Will this affect my application in any way ? is it better to wait 2 more months for this entry to not show up ?
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How?
Applied c2c?
yeah
Thanks for your input @caks2006407 & @vkrmjeet;🙌🏼 , will postpone by 2 months then
naah. There are other factors involved too such as cibil, current credit card limit etc.
current CL is 150k, cibil score 728. I think low score might also impact the application. This is the first score I got after opening cc in March. before that it was NIL. HDFC hasn’t updated the score after that
For truly C2C applications, nothing more than the existing card is required
Edit and send it.
Banks can’t cross check other bank statements.
Achi editing Krna par 
Wrong advice. Don’t do this, bro.
I already gave the wrong duration. my account is 3 years old while cc is 3 months old. In the form I said cc is 3 years old.
I just wanted to submit the application and take chance of getting accepted / rejected 😅
You should submit doc if cibil enquiry is done
checked cibil report just now and there is an entry from icici saying personal loan for 150k. Will this affect my score ? Those guys have sent enquiry as soon as I submitted application 😑
It may affect your card limit