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New Day New fraud

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Deal Lieutenant
bohemian

Seems jamtara sytle people are active online on social media. They usually respond to your queries put online, by acting as genuine help. Beware to respond such replies and don’t share contact number publicly. Always engage with customer care thru DM.

Whole story
https://twitter.com/ProsaicView/status/14504893...



https://twitter.com/ProsaicView/status/14503430...

https://cdn0.desidime.com/attachments/photos/719304/medium/Screenshot_2021-10-19-12-14-36-754_com.twitter.android.png?1634626981

And the irony smile

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Deal Newbie Deal Newbie
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Yes, such handles have been active for the past few years. Even if you report them to Twitter, Twitter takes their own sweet time to block them. I had ended up receiving a UPI collect request for ₹10,000 from a handle pretending to be “Paytm Care”. My mistake back then was replying to the DMs which came from a fake handle for a public tweet of mine. But I could soon figure out a fraud attempt and continued to respond till I obtained the person’s name and UPI ID. However, it couldn’t be taken forward in any way except the handle getting blocked after some days.

Deal Newbie Deal Newbie
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SG_Magical wrote:

Number mentioned in tweet is of 9 digits.

No..10 Numbers.you can call them for confirmation..😋

Deal Newbie Deal Newbie
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Prosenjit posted some more tweets with details on how it transpired (https://twitter.com/ProsaicView/status/14504965...).

6/n The moment I got a msg from ICICI Bank about a Rs 99000 transaction to an account in Ujjivan Small Finance Bank,
@ UjjivanBank. I promptly knew it was a fraud transaction and disconnected and called ICICI Bank fraud complaint number
7/n But even before they could block my card and bank account from further transactions, the scamsters had managed four more transactions — three to a merchant called Indagold for Rs 102000 each and one more to
@ UjjivanBank

Not just this case but I have read several fraud cases wherein everyone claims that money, that too 5 – 6 digit sums vanished in seconds without any intervention from the call receiver. The fastest mode of transfer according to me is UPI today but even that requires a PIN to be entered. How would a third-party app (even if malware) figure it all out in seconds and transfer money to different accounts? Then third-party apps have their own sub-limits for fund transfers – bank apps have one more layer of authentication, the login PIN. I am intrigued.

Deal Lieutenant Deal Lieutenant
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gischethans wrote:

Prosenjit posted some more tweets with details on how it transpired (https://twitter.com/ProsaicView/status/14504965...).

6/n The moment I got a msg from ICICI Bank about a Rs 99000 transaction to an account in Ujjivan Small Finance Bank,
@ UjjivanBank. I promptly knew it was a fraud transaction and disconnected and called ICICI Bank fraud complaint number
7/n But even before they could block my card and bank account from further transactions, the scamsters had managed four more transactions — three to a merchant called Indagold for Rs 102000 each and one more to
@ UjjivanBank

Not just this case but I have read several fraud cases wherein everyone claims that money, that too 5 – 6 digit sums vanished in seconds without any intervention from the call receiver. The fastest mode of transfer according to me is UPI today but even that requires a PIN to be entered. How would a third-party app (even if malware) figure it all out in seconds and transfer money to different accounts? Then third-party apps have their own sub-limits for fund transfers – bank apps have one more layer of authentication, the login PIN. I am intrigued.

Here he installed the third party app which took control of his phone. I still don’t understand he said they somehow stopped genuine app install from playstore. flushed how is it possible

Deal Newbie Deal Newbie
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These guys are for real.I had posted a refund complaint on twitter few months ago and none of them replied.All of a.sudden after a month I got a call from goibibo regarding the refund confirmation.

He asked me to confirm my mode of payment for security purpose. Even then I thought he was genuine guy.
I asked him why and he said it’s required I told him it was a debit card and then he asked which one to which I said why do you guys need all that and scolded him in frustration.
Voila he reiterated the same ,it was at that moment it struck me that this was a scam call.

Perfectionist Perfectionist
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gischethans wrote:

Prosenjit posted some more tweets with details on how it transpired (https://twitter.com/ProsaicView/status/14504965...).

6/n The moment I got a msg from ICICI Bank about a Rs 99000 transaction to an account in Ujjivan Small Finance Bank,
@ UjjivanBank. I promptly knew it was a fraud transaction and disconnected and called ICICI Bank fraud complaint number
7/n But even before they could block my card and bank account from further transactions, the scamsters had managed four more transactions — three to a merchant called Indagold for Rs 102000 each and one more to
@ UjjivanBank

Not just this case but I have read several fraud cases wherein everyone claims that money, that too 5 – 6 digit sums vanished in seconds without any intervention from the call receiver. The fastest mode of transfer according to me is UPI today but even that requires a PIN to be entered. How would a third-party app (even if malware) figure it all out in seconds and transfer money to different accounts? Then third-party apps have their own sub-limits for fund transfers – bank apps have one more layer of authentication, the login PIN. I am intrigued.

Maybe reset the upi pin via SMS on the phone

Deal Captain Deal Captain
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This world has become a house of frauds. And the best thing is they live a very happy and worry-free life.

Deal Cadet Deal Cadet
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I read 2-3 news on daily basis in newspaper for Cyber Fraud in my city.

Deal Cadet Deal Cadet
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gugaheri wrote:

I read 2-3 news on daily basis in newspaper for Cyber Fraud in my city.

Police kuch karti nhi h

Deal's Advocate Deal's Advocate
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I still wonder, how he transact 4 times without his consent…even if he controls his phone , he doesn’t know his upi pins or passwords..m i missing something?

Deal's Advocate Deal's Advocate
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It’s sad to read such posts, these illiterate scamsters are super intelligent, they know how to fool others.
Bitter truth – policy can’t trace or catch them, and even if they do, this crime is bailable with some penalties.

Beacon Beacon
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kartikxxx wrote:

It’s sad to read such posts, these illiterate scamsters are super intelligent, they know how to fool others.
Bitter truth – policy can’t trace or catch them, and even if they do, this crime is bailable with some penalties.

Somewhere I read this – for stealing lakhs of rupees, court ordered chor to pay some thousand fine and 6 months jail..

They couldn’t recover money coz he already spent it itseems 🤣

Deal's Advocate Deal's Advocate
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imujwal08383 wrote:

Somewhere I read this – for stealing lakhs of rupees, court ordered chor to pay some thousand fine and 6 months jail..

They couldn’t recover money coz he already spent it itseems 🤣

Yes thats true…in many cases they dont even have to spend time on jail, just pay fine (which itself is too low )and leave…

Deal Subedar Deal Subedar
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gischethans wrote:

Prosenjit posted some more tweets with details on how it transpired (https://twitter.com/ProsaicView/status/14504965...).

6/n The moment I got a msg from ICICI Bank about a Rs 99000 transaction to an account in Ujjivan Small Finance Bank,
@ UjjivanBank. I promptly knew it was a fraud transaction and disconnected and called ICICI Bank fraud complaint number
7/n But even before they could block my card and bank account from further transactions, the scamsters had managed four more transactions — three to a merchant called Indagold for Rs 102000 each and one more to
@ UjjivanBank

Not just this case but I have read several fraud cases wherein everyone claims that money, that too 5 – 6 digit sums vanished in seconds without any intervention from the call receiver. The fastest mode of transfer according to me is UPI today but even that requires a PIN to be entered. How would a third-party app (even if malware) figure it all out in seconds and transfer money to different accounts? Then third-party apps have their own sub-limits for fund transfers – bank apps have one more layer of authentication, the login PIN. I am intrigued.

Even I wonder the same. UPI needs pin which needs debit card and OTP to reset and also has daily limits. Even Neft, Imps, Rtgs also has 24 hr transaction limits on newly added beneficiary atleast for some banks. Here victim claims 5lakh transaction in 5 minutes.
I guess victim gave away entire debit card details either by himself or he stored them in his gallery or contacts section. There is always some info these victims hide away.

Deal Newbie Deal Newbie
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ULYSSES wrote:

There is always some info these victims hide away.

True that. I had posted my questions on Twitter and then the victim stated (https://twitter.com/ProsaicView/status/14506973...)

The questions will eventually be answered once the cyber crime police get to the end culprits. I had also registered the complaint at 10.57 but the transactions actually went through an hour later

Now we know that it didn’t happen in five minutes as many interpreted through the original tweet thread. With this, we could consider the Gallery angle. I however fail to understand why the bank did not block the account by then as Prosenjit also claimed that the bank was intimated immediately.

Hunk Hunk
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avgn wrote:

Maybe reset the upi pin via SMS on the phone

I don’t think it’s UPI.. UPI has a limit of 2L. Here 5L transacted

Deal Lieutenant Deal Lieutenant
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Fanil wrote:

I don’t think it’s UPI.. UPI has a limit of 2L. Here 5L transacted

Multiple transactions

7/n But even before they could block my card and bank account from further transactions, the scamsters had managed four more transactions — three to a merchant called Indagold for Rs 102000 each and one more to @ UjjivanBank

Hunk Hunk
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ULYSSES wrote:

Even I wonder the same. UPI needs pin which needs debit card and OTP to reset and also has daily limits. Even Neft, Imps, Rtgs also has 24 hr transaction limits on newly added beneficiary atleast for some banks. Here victim claims 5lakh transaction in 5 minutes.
I guess victim gave away entire debit card details either by himself or he stored them in his gallery or contacts section. There is always some info these victims hide away.

Even I think so that it was a debit card transaction. As the phone was already being accessed by the fraudster using screen sharing app, my guess would be that he himself shared debit card details for refund and the fraudster noted it down and made transactions using the debit card. Now since he already had access to the phone, he could pick the otps and use it for Authorization

Hunk Hunk
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gischethans wrote:

True that. I had posted my questions on Twitter and then the victim stated (https://twitter.com/ProsaicView/status/14506973...)

The questions will eventually be answered once the cyber crime police get to the end culprits. I had also registered the complaint at 10.57 but the transactions actually went through an hour later

Now we know that it didn’t happen in five minutes as many interpreted through the original tweet thread. With this, we could consider the Gallery angle. I however fail to understand why the bank did not block the account by then as Prosenjit also claimed that the bank was intimated immediately.

If the transactions happened after op reported to block the card & account, isn’t ICICI Bank the one who’s responsible?

Hunk Hunk
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bohemian wrote:

Multiple transactions

7/n But even before they could block my card and bank account from further transactions, the scamsters had managed four more transactions — three to a merchant called Indagold for Rs 102000 each and one more to @ UjjivanBank

Oh cool.. not aware that the limit is per transaction or totally since never had to make such big transactions..

Deal Cadet Deal Cadet
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a lot info is missing in this guy’s thread.
chacha must be hiding some missteps that he took as a gullible customer. set limits if you are not knowledgeable enough, even better use only cheques.

Deal Subedar Deal Subedar
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gischethans wrote:

Prosenjit posted some more tweets with details on how it transpired (https://twitter.com/ProsaicView/status/14504965...).

6/n The moment I got a msg from ICICI Bank about a Rs 99000 transaction to an account in Ujjivan Small Finance Bank,
@ UjjivanBank. I promptly knew it was a fraud transaction and disconnected and called ICICI Bank fraud complaint number
7/n But even before they could block my card and bank account from further transactions, the scamsters had managed four more transactions — three to a merchant called Indagold for Rs 102000 each and one more to
@ UjjivanBank

Not just this case but I have read several fraud cases wherein everyone claims that money, that too 5 – 6 digit sums vanished in seconds without any intervention from the call receiver. The fastest mode of transfer according to me is UPI today but even that requires a PIN to be entered. How would a third-party app (even if malware) figure it all out in seconds and transfer money to different accounts? Then third-party apps have their own sub-limits for fund transfers – bank apps have one more layer of authentication, the login PIN. I am intrigued.

UPI has transaction limits per day.. like 10K, 25K, 1L depending on bank and account. I think they might have stored their debit cards in contact/sms which many people do. And then reading otp for transactions is not tough.

Deal Subedar Deal Subedar
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Common tricks which fraudsters use: Send KYC links, use modified apps, many people install via links and are too lazy to install via play store. Search for customer care on google and use that directly instead of verifying on site, many times these are old numbers which are recycled by the phone operators, leave their mobile numbers/email ids on twitter/facebook which can be read by anyone, use same passwords everywhere including bank, saving bank/card details in gallery/contact/emails/sms, the list goes on and on..

Deal Subedar Deal Subedar
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Also there was a huge list of apps on play store which ask for sms/phone permission even if they have no business of doing so and people blindly give it.

Some apps come to mind, like the one mentioned above: Screen sharing apps, FREE LIVE TV apps, Modded apps for Extra features, FREE Paid apps, Lottery Winning apps/links..

Trailblazer Trailblazer
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kartikxxx wrote:

I still wonder, how he transact 4 times without his consent…even if he controls his phone , he doesn’t know his upi pins or passwords..m i missing something?

He installed spyware from whatsapp. It was pretty easy from scamster point of view.

Deal Subedar Deal Subedar
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KrishabhAgrawal wrote:

He installed spyware from whatsapp. It was pretty easy from scamster point of view.

So he installed goibibo app from whatsapp.. which he would have received probably because he left his number on twitter and someone responded to it.

Trailblazer Trailblazer
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akki4554 wrote:

So he installed goibibo app from whatsapp.. which he would have received probably because he left his number on twitter and someone responded to it.

Yes, after doing such a stupid thing. You should not come to twitter blaming others. The guy must have given all privileges to the app.

No company will send download link on whatsapp. If such scenario happens, we must tell op to send the link through mail. Of course offer getting defrauded, guy will hide all the goof ups he made in the hope of getting money back from bank.

Missing