New savings acc with HDFC/ICICI

37°
Deal Cadet
jioanupt577

Need to open an acc with hdfc Or icici as i don’t have any major bank acc(have federal bank /kotak acc) for my brother self employed professional , requirements are for getting a good credit card (already hold a dumb kotak cc) zero balance or max 10k mab, debit card with cb for regular spends /cc bill payments etc 

the issue is don’t want to go offline, should be completely online. Second AADHAAR reg mobile no isn’t available but can receive otp on email ….

so is it possible to open an acc, & if possible kindly suggest best option keeping above requirements…. 

thank you in advance… 

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Deal Cadet Deal Cadet
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ICICI services are good but CC/DC are useless, no rewards on DC for bill payments. Better go for HDFC, better rewarding CC/DC. Also you won’t able to open Aadhar base online account without reg mobile number, have to open if offline.

Deal Cadet Deal Cadet
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samm255 wrote:

ICICI services are good but CC/DC are useless, no rewards on DC for bill payments. Better go for HDFC, better rewarding CC/DC. Also you won’t able to open Aadhar base online account without reg mobile number, have to open if offline.

but he has  been literally tortured by selling multiple investment &insurance by both hdfc & icici so not comfortable to visit ofline 

Deal Lieutenant Deal Lieutenant
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now a days icici closing sb account if used for business purpose. 

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