Night transactions on HDFC are being treated differently
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If you have done any transaction on your debit card during night time then expected delay in reward points crediting is 4-5 days same goes with redemption of points if redeemed in day time same day credit if redeemed during night your will get credit after 3 days, strange!!
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raat ko ghapa ghap chalu 😜
Bank systems usually have huge bulk batch processings at night like charge settlements etc along with minor maintenance stuff like minor system updates/patching etc
paid bill on 1st march, haven’t received points for it. It was credited to axis card in 2 days. I hope they don’t change the dates after sunrise 😄
what was transaction time ? Day or Night?
i have read somewhere that hdfc treats transaction done after 7PM as next day transaction for debit cards.
what is the source
night after 12 am
seems late night transactions are not automatically processed by system they may be processed manually
their systems are high at night