NKGSB bank RuPay Platinum debit card | Apply Process (Amazon add money offer working)

https://www.nkgsb-bank.com/service-charges-savi...

https://www.nkgsb-bank.com/pdf/schedule-of-serv...

125+GST AMC second year onwards..

@abhishek012

Nice. This is on my "bank road" which has SBI, HDFC, IDFC, IndusInd, BOB, Axis, Canara, UCO, Indian, Federal, Kotak, RBL, Yes, Saraswat, ICICI, PNB, Tamilnad, TJSB and others on the same road 😄😄😄

And BOI, IOB, Central, Karnataka, Cosmos, Union, AU a few metres away lol.

Which card do NKGSB give by default? Type of account? Do they try to force Visa or RuPay classic on you and say Platinum isn't available? Any shortage/availability issues? Card is delivered to home address or branch?

some1anywhere wrote:

Nice. This is on my "bank road" which has SBI, HDFC, IDFC, IndusInd, BOB, Axis, Canara, UCO, Indian, Federal, Kotak, RBL, Yes, Saraswat, ICICI, PNB, Tamilnad, TJSB and others on the same road 😄😄😄

And BOI, IOB, Central, Karnataka, Cosmos, Union, AU a few metres away lol.

Which card do NKGSB give by default? Type of account? Do they try to force Visa or RuPay classic on you and say Platinum isn't available? Any shortage/availability issues? Card is delivered to home address or branch?

@equalizer

some1anywhere wrote:

Nice. This is on my "bank road" which has SBI, HDFC, IDFC, IndusInd, BOB, Axis, Canara, UCO, Indian, Federal, Kotak, RBL, Yes, Saraswat, ICICI, PNB, Tamilnad, TJSB and others on the same road 😄😄😄

And BOI, IOB, Central, Karnataka, Cosmos, Union, AU a few metres away lol.

Which card do NKGSB give by default? Type of account? Do they try to force Visa or RuPay classic on you and say Platinum isn't available? Any shortage/availability issues? Card is delivered to home address or branch?

You are living in banking paradise for sure.. Seems like I will have more questions for you 😄

Alright, regarding NKGSB

1. acc type - Savings 1001

2. default card - don't know

3. they did not force or mention visa.. i said rupay platinum, they said ok

4. shortage - yes i guess, i got card after 2 months ( but branch did not comment on the reason of delay )

Hope this helps..

@equalizer

Card is delivered at home address or collected by visiting branch? Card activation at ATM only or online also possible?

some1anywhere wrote:

@equalizer

Card is delivered at home address or collected by visiting branch? Card activation at ATM only or online also possible?

Delivered to home address.. I did not visit NKGSB ATM / Branch.. I did draw 100 from nearby ATM ( not NKGSB ) but I do not know if this step is necessary..

My branch said MAB ₹1000 but that's ok. Probably lack of bank employee knowledge.  

some1anywhere wrote:

My branch said MAB ₹1000 but that's ok. Probably lack of bank employee knowledge.  

@abhishek012 please update MAB as 1000 as per bank website ( SB Reg https://www.nkgsb-bank.com/savings-depos...hp )

I was able to convince my branch that I do not want cheque book, hence MAB 500 was given to me..

equalizer wrote:

@abhishek012 please update MAB as 1000 as per bank website ( SB Reg https://www.nkgsb-bank.com/savings-depos...hp )

I was able to convince my branch that I do not want cheque book, hence MAB 500 was given to me..

Ab 4 days baad edit nahi hoga post. 😀

abhishek012 wrote:
Ab 4 days baad edit nahi hoga post. 😀

updated.

Got RuPay Platinum with same BIN. Although my NKGSB bank branch is "forcing" me to invest in mutual funds THROUGH them as they have tie up with various MFs. I directly invest online for convenience, why should I invest through them? Any benefit?

some1anywhere wrote:

Got RuPay Platinum with same BIN.

Enjoy

The physical card still hasn't arrived more than 22 days of opening account (18 working days). Time to fight at the branch. This month's offer wasted. Net banking and app of NKGSB show card number and expiry but not CVV.

equalizer wrote:

Delivered to home address.. I did not visit NKGSB ATM / Branch.. I did draw 100 from nearby ATM ( not NKGSB ) but I do not know if this step is necessary..

So it looks like on average it will take 2 months for me too for physical card. The card is already showing in the app but without being activated. But at least once it arrives at home address, any nearby ATM works (from what you described) to activate it.

Warning: NKGSB is also taking SMS charges every quarter. ₹12 so ₹48 per year so if we add it to the cost of debit card it's approximately ₹200 including GST.