Now 7% On The Entire Balance in IDFC For Less Than 1L Too

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Deal Subedar
Sushrut.B

From 1st January, IDFC will provide 7% on the entire amount for savings account balances less than 1L too…Just got the email confirmation of the same from the bank so thought about sharing…So, people who don’t have or don’t want to maintain 1L+ to get that 7%, can still get the same interest rates even if the balance is less than 1L… smile

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Deal Lieutenant Deal Lieutenant
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bhai, ab aapki tabyat kaisa hai?

Deal Subedar Deal Subedar
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sravz86 wrote:

bhai, ab aapki tabyat kaisa hai?

Chal rahi hain bass…Thanks bhai puchhne ke liye…Thoda down hu because of various issues around me but thik ho jayega sab aahista aahista… Philhaal toh 2021 mein ghusne ke liye betaab hu bass… laughing

Deal Newbie Deal Newbie
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Other banks are not even giving 7% for FDs yaani kuch ghapla h IDFC me.

Deal Cadet Deal Cadet
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igen wrote:

Other banks are not even giving 7% for FDs yaani kuch ghapla h IDFC me.

I want to put money in IDFC but super scared due to higher interest rates. I have a feeling they will fold and I will lose all money.

Deal Subedar Deal Subedar
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rak007 wrote:

I want to put money in IDFC but super scared due to higher interest rates. I have a feeling they will fold and I will lose all money.

Not at all…

Deal Lieutenant Deal Lieutenant
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rak007 wrote:

I want to put money in IDFC but super scared due to higher interest rates. I have a feeling they will fold and I will lose all money.

your money is safe till the ceo is V. Vaidyanathan

Deal Lieutenant Deal Lieutenant
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rak007 wrote:

I want to put money in IDFC but super scared due to higher interest rates. I have a feeling they will fold and I will lose all money.

+1. Too much good here.

Deal Subedar Deal Subedar
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rak007 wrote:

I want to put money in IDFC but super scared due to higher interest rates. I have a feeling they will fold and I will lose all money.

It does not happen like that…Banks don’t work like chit-funds & you won’t lose all your money overnight…In that way, you can worry about that with any other bank in India too…In this economic condition of India, none of the banks are safe…

They also reduced the interest rates for people who are maintaining super high balances with them…Check the entire pic…

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igen wrote:

Other banks are not even giving 7% for FDs yaani kuch ghapla h IDFC me.

Yes Bank was giving 7% on FD…I am still getting 7.21% for my monthly payout FD with them which will mature next year…They are going to lower it to 6.50% as per the new email I have received from the bank…And they just got survived with the help from several other banks with the intervention of RBI

IndusInd is also giving 7% on FD so this should not be the sole reason to worry that they are giving high interest rates & they will collapse overnight…

Now-a-days all of us get panicked very easily & I can fully understand that…

Deal Newbie Deal Newbie
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Kya hua.tabiyat ko.?

Deal Subedar Deal Subedar
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suril wrote:

Kya hua.tabiyat ko.?

Kuch nhi…Please I don’t want to go off-topic here…Had some physical problems but now it’s ok… : )

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Sushrut.B wrote:

Kuch nhi…Please I don’t want to go off-topic here…Had some physical problems but now it’s ok… : )

I am doctor so I asked about help online ..It’s okay.

Deal Subedar Deal Subedar
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suril wrote:

I am doctor so I asked about help online ..It’s okay.

I’m ok now…Thank You for your concern Doctor… : )

Deal Cadet Deal Cadet
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Ping me for idfc referral , ₹3250 benefits!

Deal Subedar Deal Subedar
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Referral offer still running?

Deal Subedar Deal Subedar
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People be like – Bank interest hi nahi deta hai
Bank – le 7% interest
People – aab me kya karu?

Also, Higher the interest rates, higher the risk

Deal Lieutenant Deal Lieutenant
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Simbha3 wrote:

your money is safe till the ceo is V. Vaidyanathan

Money is safe till India isn’t bankrupt. Not V. Vaidyanathan. Too much love for this guy. I understand he has done super fantastic job in his past for his 2 ventures. But depositors money have always been safe coz of govt, and not because of some managerial person.
2 recent cases. Yet people haven’t yet understood that Depositors money is the top most priority of the govt when any bank goes bankrupt.

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InvestPotato wrote:

People be like – Bank interest hi nahi deta hai
Bank – le 7% interest
People – aab me kya karu?

Also, Higher the interest rates, higher the risk

Aab banks puchhega customers se ke Sir/Mam aap choose karo kitna interest chahiye apko 2.75-7% ke bich mein…We are offering variable interest rates as per our customers’ likings…

Customers can choose 2.75% to assume that the bank will never go down… stuck_out_tongue

Deal Lieutenant Deal Lieutenant
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Can anyone share refral and its detailed benefits

Deal Subedar Deal Subedar
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Sushrut.B wrote:

Aab banks puchhega customers se ke Sir/Mam aap choose karo kitna interest chahiye apko 2.75-7% ke bich mein…We are offering variable interest rates as per our customers’ likings…

Customers can choose 2.75% to assume that the bank will never go down… stuck_out_tongue

LOL laughing

Deal Lieutenant Deal Lieutenant
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Abhinav_Pune wrote:

Can anyone share refral and its detailed benefits

U can chk here

Vouchers of Rs 3000 on opening IDFC Bank savings account

Please Visit
https://ddime.i...ta

Deal Lieutenant Deal Lieutenant
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Opened the account but while creating username getting error. Invalid details entered. Does it take some time to reflect in backend ?

Deal Subedar Deal Subedar
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IDFC rocks sunglasses still giving 7% .. no other bank giving i guess for below 1L

Missing