Now Non-NFC Smartphone/Feature Phone also use for NFC Payment (RuPay Contactless Payment)

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Now Non-NFC Smartphone/Feature Phone also use for NFC Payment (RuPay Contactless Payment):

LGM Card stores RuPay card on its secure chip and enables to tap & pay RuPay card also from non-NFC mobile phones

NPCI India certified LGM Card as RuPay Dual Interface Card

LGM Card -

LGM Card is a standard size microSD memory card 4GB or 16GB with embedded NFC antenna and two secure chips. LGM Card is used while inserted in SD slot of a mobile phone. LGM Card enables a variety of contactless and remote mobile use-cases with a tamper resistant security and under full control of the issuer.

https://cdn0.desidime.com/attachments/photos/681888/medium/7591525rBdOcv1.png?1619827742

NFC secure microSD card with a standard memory, two embedded secure chips and a micro NFC antenna

LGM Card was certified by NPCI in July, 2019 as RuPay Dual Interface Card -

To enable RuPay contactless card mobile payments to most customers in India; who do not have NFC smartphones – an option is to use the LGM Card. LGM Card of the next generation will provide NFC capabilities also to feature phones.

LGM Card enables to develop secure mobile (contactless and remote) solutions under issuer’s control.

https://cdn0.desidime.com/attachments/photos/681889/medium/7591525EAz8yJM.jpg?1619827747

The LGM Card stores RuPay qSPARC card in its secure chip. It is used while inserted in the SD slot of a smartphone.

Consumer will tap his smartphone to merchant’s contactless POS, to metro, campus or parking NFC gates.
The LGM Card is product for banks, transit providers or government – issuers.

LGM Card Use-cases -

The LGM Card can be personalised as RuPay qSPARC card. During personalisation two separate secure domains can be created, one domain supporting qSPARC based payment applications; the second domain dedicated to non-qSPARC applications.

Creating two separate domains will enable to add following new NFC use-cases after the LGM Card distribution to customer:

1) qSPARC based use-cases, e.g.: transit card, parking card, campus card etc., while each app will occupy one Service Area (SA) of the qSPARC app. NPCI enables up to 20 qSPARC app based use-cases in one domain

2) Non-qSPARC use-cases e.g.: access cards – campus, hospital etc.

New NFC use-cases can be added after the LGM Card is distributed to the customer either over NFC or over the Internet. Besides NFC use-cases the LGM Card enables various secure remote use-cases,e.g. while using client certificates, Aadhaar number etc. stored on its secure chip.

LGM Card RuPay qSPARC based use-cases -

RuPay Contactless payments on POS -

The Secure chip (SE) of the LGM Card stores qSPARC RuPay One Card

The microSD card is inserted in the SD slot of a mobile phone

Customer will enter Wallet application

He will select contactless payment with qSPARC RuPay One Card

He will tap his phone to NFC POS

He can easily top-up his qSPARC RuPay One Card from his mobile phone

RuPay Contactless payments & transit -

The Secure chip (SE) of the LGM Card stores qSPARC RuPay One Card

The microSD card is inserted in the SD slot of a mobile phone

Customer will enter Wallet application

He will select qSPARC RuPay One Card

He will tap his phone to NFC metro gate

RuPay Contactless payments & access -

The Secure chip (SE) of the LGM Card stores Client ID Access Card

The LGM Card is inserted in the SD slot of the mobile phone

Customer will enter Wallet app and select Access Card

He will tap his phone to NFC enabled employer’s gate, campus gate, parking gate etc.

RuPay Contactless Payments for SmartCity Wallet -

The LGM Card can be integrated is Smart City Wallet

The LGM Card will extend the Wallet services for various NFC use-cases using RuPayOne Card

for contactless POS payments – retail merchants
in transit
for access

We sell in co-operation with Indian partners -

Our partner Transaction Analysts India Pvt Ltd

Transaction Analysts has integrated the LGM Card in TA Wallet.

TA Wallet enables instant disbursements of government benefits, it enables consumers and merchants to make or receive payments without the need for cash, expensive POS or traditional bank and merchant acquiring accounts that are costly to maintain.

TA Wallet with the LGM Card – Additional Use-cases -

https://cdn0.desidime.com/attachments/photos/681890/medium/7591525VVi4FvN.png?1619827751

Contactless payments with RuPay pre-paid card – citizens can pay on merchants contactless POS by a tap of their mobile phone (no need to be NFC enabled phone,
no need to have a data connectivity)

Contactless access to metro with RuPay pre-paid card

Contactless access to metro with SVC metro card

Many other contactless RuPay and non-RuPay based use-case – can be easily added

Transaction Analysts (India) Pvt. Ltd. is our partner who has integrated the LGM Card into T Wallet used by over 1.2 million Telangana citizens. A pilot project of T Wallet with integrated LGM Card is to be announced soon.

Source - https://logomoti...n/

Partners - https://logomotion.in/par...s/

4 Comments  |  
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7747
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Nice ok_hand

165
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Good

149
736
10

Good 1..

12
2069
14

For all Xiaomi phones.
Still don’t know why they skip this for phones below 20k

Missing