OFFERED CORAL LTF FROM ICICI, S CHENNAI OFFICE

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Last Comment 2022-11-27

2022-11-23

A lady called me today from Chennai office of icici.(salary team) ... She had all the details that only bank can have like company email and all..... Was offering me coral ltf.... As I have salary account with them.... Have anyone got cards like this....??? She just asked to send that ast sms.....

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https://www.desidime.com/discussions/offered-coral-ltf-from-icici-s-chennai-office?page=1#post_8895298

bohemian

2022-11-23

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If it is pre approved it should show in you imobile or netbanking also.100% surety. Sending ast means they want to do cibil enquiry. Not 100% sure of approval.

https://www.desidime.com/discussions/offered-coral-ltf-from-icici-s-chennai-office?page=1#post_8895719

prem4998

2022-11-23

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+1 Do not go with her. Check in imobile or netbanking for pre-approved offers

https://www.desidime.com/discussions/offered-coral-ltf-from-icici-s-chennai-office?page=1#post_8895305

gischethans

2022-11-23

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Whenever I raise issues for CC, I get calls from Hyderabad. Company email etc. may be found through other means IMO. I would suggest checking in iMobile or net banking and also insisting on emails if you get the call again.

https://www.desidime.com/discussions/offered-coral-ltf-from-icici-s-chennai-office?page=1#post_8895419

sauravDD

2022-11-23

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As per past dd thread they need this if you need cc as atleast you need to provide some kind of consent. What in case later you denied such applications

https://www.desidime.com/discussions/what-is-ac...

https://www.desidime.com/discussions/offered-coral-ltf-from-icici-s-chennai-office?page=1#post_8895432

aam_aadmi

2022-11-23

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I am holding an ICICI Salary Wealth account since 25 years, but ICICI never offered any premium or Coral credit card to me lifetime free. Although I got it lifetime free separately through an agent. Don't trust such phone calls, first check if it came from a landline or not (whether its actually from ICICI Employee). While giving consent make sure you mention in writing that I will accept only if its lifetime free. Other than Airport/Railway lounge access no other significant benefit in this card

https://www.desidime.com/discussions/offered-coral-ltf-from-icici-s-chennai-office?page=1#post_8895726

deb4O5

Moderator

2022-11-23

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I think it depends on the company tier than the relationship age. To me it was offered on the 3rd year of my relationship with the bank but with my friends having same relationship age but different tier companies had got it in later stage (all pre-approved ltf). Never ever enquired them any upgrades either. Coz, no substantial benefits.. no rewards.

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Scorpion

2022-11-23

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@prem4998

https://www.desidime.com/discussions/offered-coral-ltf-from-icici-s-chennai-office?page=1#post_8896047

getready

2022-11-23

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When i got the pre-approved offer (Coral LTF) ,the bank executive called me only to inform that there exists one cc offer for my savings account and that i need to check iMobile to apply for the same. If they insist you to apply for it via phone (Share OTP*) then consider it to be Fake LTF offer by third party agents

https://www.desidime.com/discussions/offered-coral-ltf-from-icici-s-chennai-office?page=1#post_8906412

batmanBABA

2022-11-26

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So I went forward..... Trying my luck... And my card is approved now... Need to see the limit and ltf status.... No documents asked.... Nothing

https://www.desidime.com/discussions/offered-coral-ltf-from-icici-s-chennai-office?page=1#post_8912680

akki.akki

2022-11-27

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congratulations... now to check ltf call cc and confirm.

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https://www.desidime.com/discussions/offered-coral-ltf-from-icici-s-chennai-office?page=1#post_8912728

UnderNation

2022-11-27

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Bro, If U Have Pre Approved Then Definitely U Will Get Mail To Apply Card UrSelf, It Will Also Shown In Net Banking , IMobile App Too -- Just 1 Step Process To Get Card... Also U Can Get It Applied From Home Branch Via Phone Call To Officer With Out Documents...