Ola credit card doubt
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Hey guys i already hold SBI simplyclick card from a very long time with 300K limit and today i applied for Ola credit card. As soon as i applied i got a message as following: Congrats!! Your Ola Money SBI credit card application has been conditionally approved with credit limit of 500000(Test limit, to be updated soon)
Now my query is what is this Test limit and will be updated soon thing? I have never seen such wordings in any other card application. Will they provide this limit or my existing limit will be shared between both cards if at all i get approved. kindly share details if anyone has applied for ola card. Thanks
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Spoke to customer care and they said that limit can either be same as your old card or maybe you will get different limit.
Can i get my existing limit on both the cards or does SBI allow to merge the limits of both the cards?
You will get different limit, that would be 200000, There won’t be any change on your existing card.
Cancelled the card as i was not gonna get the 15% cashback on the card, old one receives only 7%. May apply in future if needed. You can apply from the Ola app. i had applied from that app.
Maximum credit limit you can have between two credit cards is 500000. So if you are already having 300000 you will get 200000 on ola card.