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One Card Query

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Deal Subedar
Tony007

I Get Pre Approved One Card. I Checked In Their App They Give Me 20k Approved Limit So Should I Go And Get This Or Not? If Yes Plz Tell Me Its Charges. Pros And Cons Too. It Have Offers On Amazon & Flipkart. Now My Cibil Is Down By 20 Points So Should I Get This Cc Or Not If I Get This Cc My Cibil Will Down By Somepoints? Plz Help Me With This Details.

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Super Stud Super Stud
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I also got 75k few weeks ago. It was free so i got it.
It gave flat 40% upto 150 in swiggy, working multiple times. Helped ge get great deals on instamart sweat_smile.

It’s good card,feels Premium. Ltf, few offers here and here.
If you are getting it, take it. Won’t hurt. No cibil enquiry, instant activation.

Only downside is if u loose metal card and need another physical card. Replacement metal card fee is 3500, plastic replacement is 150.
So Don’t loose it.
Rewards structure isn’t that much rewarding imo.

Deal Subedar Deal Subedar
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xxxyyyzzz wrote:

I also got 75k few weeks ago. It was free so i got it.
It gave flat 40% upto 150 in swiggy, working multiple times. Helped ge get great deals on instamart sweat_smile.

It’s good card,feels Premium. Ltf, few offers here and here.
If you are getting it, take it. Won’t hurt. No cibil enquiry, instant activation.

Only downside is if u loose metal card and need another physical card. Replacement metal card fee is 3500, plastic replacement is 150.
So Don’t loose it.
Rewards structure isn’t that much rewarding imo.

Rs3500 for piece of metal…😱

Deal Subedar Deal Subedar
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xxxyyyzzz wrote:

I also got 75k few weeks ago. It was free so i got it.
It gave flat 40% upto 150 in swiggy, working multiple times. Helped ge get great deals on instamart sweat_smile.

It’s good card,feels Premium. Ltf, few offers here and here.
If you are getting it, take it. Won’t hurt. No cibil enquiry, instant activation.

Only downside is if u loose metal card and need another physical card. Replacement metal card fee is 3500, plastic replacement is 150.
So Don’t loose it.
Rewards structure isn’t that much rewarding imo.

Thanks Bro For Info. U Give Good Info. Can I Get Limit Increase After Some Months?
Kg+

Super Stud Super Stud
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Sudarshan61 wrote:

Rs3500 for piece of metal…😱

First time is free, if u manage to loose it. You need to pay 3500 if u want metal or 150 for plastic.

But why would you lose it, add that card in google pay for offline nfc transactions.
Keep metal card at home or only Carry if you won’t loose it.

Other metal cards (aurum/infinia) also demand close or high replacement fee.
Onecard is the only metal card accesible to most people for now.

Deal Subedar Deal Subedar
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xxxyyyzzz wrote:

First time is free, if u manage to loose it. You need to pay 3500 if u want metal or 150 for plastic.

But why would you lose it, add that card in google pay for offline nfc transactions.
Keep metal card at home or only Carry if you won’t loose it.

haha…
Whole point of metal card is showoff …and you want people to keep it at home wink

Deal Subedar Deal Subedar
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RunZone wrote:

It is a good card, no extra charges, there wont be any CIBIL enquiry for this card (for me there was no enquiry)

Limit Increased After Some Months?

Super Stud Super Stud
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Tony007 wrote:

Thanks Bro For Info. U Give Good Info. Can I Get Limit Increase After Some Months?
Kg+

Limit increase is bank bharose bro and automatically generated.
I think every 6 months or so, you should get limit enhancement offers.

You will also get a 100rs amazon voucher if u secure it on cred.

Super Stud Super Stud
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Sudarshan61 wrote:

haha…
Whole point of metal card is showoff …and you want people to keep it at home wink

Show off karke kya hoga bhai, Bill to apne ko hi bharna parega 😂.
Aesehi bhartiya naari, jeb pe bhaari 😶.

Deal Subedar Deal Subedar
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xxxyyyzzz wrote:

Limit increase is bank bharose bro and automatically generated.
I think every 6 months or so, you should get limit enhancement offers.

You will also get a 100rs amazon voucher if u secure it on cred.

Thanks I Will Get It

Hunk Hunk
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This is not a credit card bro. You get a credit line. Both are different things. I am sure some offers are running for the card, but I would like to go for traditional LTF credit cards.

Deal Cadet Deal Cadet
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This is a fantastic card
Go for it
Its LTF
Shows in my cibil
Backed by IDFC
Dedicated app to control
Got limit upgrade too

Deal Subedar Deal Subedar
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kkrulesdnation wrote:

This is a fantastic card
Go for it
Its LTF
Shows in my cibil
Backed by IDFC
Dedicated app to control
Got limit upgrade too

Bro How Many Months It Take To Get Limit Increase?

Deal Subedar Deal Subedar
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took abt 2 months back…no cibil done and got limit of 704000.

Deal Newbie Deal Newbie
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bikidas2060 wrote:

This is not a credit card bro. You get a credit line. Both are different things. I am sure some offers are running for the card, but I would like to go for traditional LTF credit cards.

One card is an actual credit card. You’re thinking of slice, uni etc.. they’re credit line

Deal Newbie Deal Newbie
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RunZone wrote:

It is a good card, no extra charges, there wont be any CIBIL enquiry for this card (for me there was no enquiry)

How would they assess the credit limit without CIBIL enquiry? 😅

Deal Lieutenant Deal Lieutenant
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saxena_ wrote:

How would they assess the credit limit without CIBIL enquiry? 😅

They already have your CIBIL Score


Maybe you already have installed their app OneScore


Based on these score and your credit details, OneCard will decide your limit

#possibility

Hunk Hunk
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saxena_ wrote:

One card is an actual credit card. You’re thinking of slice, uni etc.. they’re credit line

okkk

Gujarat Titans Gujarat Titans
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they are not issuing new cards now. Just approving limits by CIBIL query and reserving card.

Super Stud Super Stud
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stoptomove wrote:

they are not issuing new cards now. Just approving limits by CIBIL query and reserving card.

Reserve period was less than 2 days when I got it a few weeks ago.
How long did your take?

Deal Subedar Deal Subedar
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2 Months Ago They Offer Me One Card Lite Which Is Issued By Fd But I Didn’t Get That And Now They Offered Me (PreApporved) Card Without Fd And I Get It. Hope This Info Helps Others Who Want This Card.

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