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ONE CARD QUERY - Three Categories Rule for 5x Points

1954°
Deal Subedar
Darknet_India
Hello Dimer Friends,

I want to know all categories in the One card as I mostly end up in Grocery and Utility and fail to get the 5X points.

Any Suggestions?
Or tricks to complete the 3 Category transaction in a month for 5x Points??
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Just buy 10/- gv or any product in amazon, it satisfied the electronics category
The Alpha The Alpha
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Just add one rupee in swiggy money..comes under food and dining
Deal Lieutenant Deal Lieutenant
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Why is there so much hype for this card for just 1% cb and that too with special condition (5X)? Normal reward is 0.2% only. Am I missing something? What is the worth of 1 RP? "@Scorpion":https://www.desidime.com/users/...04 "@sauravDD":https://www.desidime.com/users/1...28
Blogger Blogger
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@Chikky

Monthly they are running user specific offers which gives 5 % to 10 % on top of regular RPs..
Currently Electronic Diwali Dhamaka offer is going on which gives 5000 cashback on 50000 spend in electronics category.

Other than that nothing special in this card.

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Helpful Helpful
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Just buy 10/- gv or any product in amazon, it satisfied the electronics category
Deal Subedar Deal Subedar
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This helped me.. thank you.. karma given

Deal Cadet Deal Cadet
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Pay bills using onecard through payzapp. It is considered under ‘shopping’ category.

Helpful Helpful
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zingoy also falls under shopping category.

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Deal Lieutenant Deal Lieutenant
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trick is to do a small transaction of any other category. I think even wallet load would count as ‘transfers’ separate category.

Deal Cadet Deal Cadet
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Transfers are not considered for points calculation.

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The Alpha The Alpha
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Just add one rupee in swiggy money..comes under food and dining
Deal Newbie Deal Newbie
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Thanks this worked for groceries category

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Wingman Wingman
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Pay in any restaurant, will come under food & dining

Deal Subedar Deal Subedar
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is 5x turns to 1% cb or 0.5% cb?

Wingman Wingman
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Nearly 1%

Deal Lieutenant Deal Lieutenant
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Why is there so much hype for this card for just 1% cb and that too with special condition (5X)? Normal reward is 0.2% only. Am I missing something? What is the worth of 1 RP? "@Scorpion":https://www.desidime.com/users/...04 "@sauravDD":https://www.desidime.com/users/1...28
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Deal Subedar Deal Subedar
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.

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Hi, I have recently got onecard and it is mentioned that 3 categories are need to unlock 5X points. Is there any minimum amount needed in each category. Purchased on Amazon(electronics) and added Rs.10 on Ola money(Taxi) and Zomato wallet(Groceries) each but 5x is still locked. Can anyone help me understand if I am missing something ? Thanks

Helpful Helpful
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if those transactions are reflecting as transfers those are of no help. so, do some transaction in amazon, swiggy etc.

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Deal Newbie Deal Newbie
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Thanks

Deal Newbie Deal Newbie
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This is the basic

This is the basic idea of Rewards Points, how to earn them and how to redeem them. But there is also 5x Rewards Benefits on Top 3 Categories. I will explain that too:

  • In any month, if you transact in 3 or more different categories, then for the top 2 Categories your rewards points will be multiplied by 5.
  • For example: If you transact for ₹500 for Ordering Packet Food Items (Grocery), ₹500 for Booking Movie Tickets,(Entertainment), and ₹100 for Train Tickets (Travel) Booking in any month, then, for those transactions, Rewards Points will be 5x the usual 0.2% rate. So, you will be getting 1% rewards points for those two categories.
  • If you spend in more categories, other than 3, then your points will be 0.2% only, for those categories.
  • The categories where you will receive 5x points (1% rewards points) will keep changing depending on your purchase type. It will auto-select the top 3 categories at the end of each month.

That’s all about the rewards points. I hope I am clear. If you still have doubts, do let me know in the comments below, I will be happy to help. Let’s move towards the charges associated with OneCard.

Deal Newbie Deal Newbie
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This page answers all your questions about categories and how it works.

I hope this helps:

https://getonecard.app/blog/onecard-re...s/

🤘🏻😇

Deal Cadet Deal Cadet
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Query regarding international transactions. If i pay a hotel, restaurant and taxi fare in abroad in foreign currency, would all those transactions be in one category (international) or will they be on 3 separate categories?
Finance Mentor Finance Mentor
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Flipkart GV from FK - Shopping @Ash-D Airtel wallet load - Telecom

Benevolent Benevolent
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Min is ₹25 for fk gv on fk right?

also don't have any active airtel account for now.

Tried swiggy again and seems it worked this time.

Deal Newbie Deal Newbie
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Best part of onecard is 1% markup fee for foreign transaction.

Deal Newbie Deal Newbie
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I dont understand the excitement about 5X points when 1 point is just 0.2 Rs. Where if you have Amazon ICICI credit card, for all Amazon and partner merchant 3% ie. 3 Rs not 0.3 and for any other purchases you get 1% meaning 1Rs. And they get credited AmazonPay balance 2000 points = 2000 Rs. Which you can directly use. So, OneCard is too much hype, nicely marketed but absolutely no real value for customers.

The PostMighty The PostMighty
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I have two categories completed Groceries and Shopping I'm struggling to get the third category can someone help?

Tried Amazon gv but got shopping

Tried freecharge wallet but got transfers

Swiggy wallet has closed

The minimum add in Uber to Paytm shows 200rs so that's a no

I haven't done Kyc for Zomato and Ola wallets as I never use them is it worth it? Or will I get transfers again?

Is there any easier way?

The Alpha The Alpha
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Same here.. stuck for third category..what to buy from where?

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