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One Card Query

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Deal Subedar
Tony007

I Get Pre Approved One Card. I Checked In Their App They Give Me 20k Approved Limit So Should I Go And Get This Or Not? If Yes Plz Tell Me Its Charges. Pros And Cons Too. It Have Offers On Amazon & Flipkart. Now My Cibil Is Down By 20 Points So Should I Get This Cc Or Not If I Get This Cc My Cibil Will Down By Somepoints? Plz Help Me With This Details.

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Super Stud Super Stud
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rohan8397 wrote:

Mere ko phone aya federal ka de rahe hai karke… To soch raha tha apply karu ya nai. Federal vala hi chahiye mereko

Lelo bhai, Federal bank wali achi hai.

Deal Subedar Deal Subedar
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xxxyyyzzz wrote:

Lelo bhai, Federal bank wali achi hai.

What are benefits of federal bank card ? How do I know which bank they are providing?

Super Stud Super Stud
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Manitian wrote:

What are benefits of federal bank card ? How do I know which bank they are providing?

1. Idfc giving some problems, go thru comments.
2. I like Federal Bank, Jupiter is ❤️

Right now, they’re giving Federal. After some time, it’ll be bank of baroda
Plus this is only LTF Federal Bank card.


onecard scam, be alert friends

Please Visit
https://ddime.i...wW

Deal Subedar Deal Subedar
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Card Got Delivered Yesterday By Bluedart smile

Kolkata Knight Riders Kolkata Knight Riders
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https://cdn0.desidime.com/attachments/photos/728514/medium/Screenshot_20211218-002838.png?1639768370What is this?,is it really pre-approved or I need to fund it with FD?

We have pre-approved assured offer for you.

Deal Cadet Deal Cadet
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It is pre approved. They won’t do hard check on Cibil. But you might have to wait for few days after applying.

Deal Subedar Deal Subedar
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shraaj wrote:


https://cdn0.desidime.com/attachments/photos/728514/medium/Screenshot_20211218-002838.png?1639768370What is this?,is it really pre-approved or I need to fund it with FD?

We have pre-approved assured offer for you.

Bro Did U Get Mail Or Call From Them About Pre-Approved?

Kolkata Knight Riders Kolkata Knight Riders
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Snapz wrote:

It is pre approved. They won’t do hard check on Cibil. But you might have to wait for few days after applying.

I will just wait

Kolkata Knight Riders Kolkata Knight Riders
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Tony007 wrote:

Bro Chk On One Card App

Any Referral for better benefits or i should directly install and register

Deal Cadet Deal Cadet
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Is OneCard approval instant these days or is there a waiting list? Also, I live outside the serviceable city list – does this mean only FD based OneCard for me?

Deal Cadet Deal Cadet
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Tony007 wrote:

Bro Don’t Take That After Some Months U Get This Card Without Fd. Same In My Case

Waiting to get the card even before its launch. Never got it till now. And upon asking the reason they never tell. Gave up upon it

Spearhead Spearhead
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xxxyyyzzz wrote:

I also got 75k few weeks ago. It was free so i got it.
It gave flat 40% upto 150 in swiggy, working multiple times. Helped ge get great deals on instamart sweat_smile.

It’s good card,feels Premium. Ltf, few offers here and here.
If you are getting it, take it. Won’t hurt. No cibil enquiry, instant activation.

Only downside is if u loose metal card and need another physical card. Replacement metal card fee is 3500, plastic replacement is 150.
So Don’t loose it.
Rewards structure isn’t that much rewarding imo.

Which promo code was this? The 40% off on Instamart code?

Super Stud Super Stud
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NeoM wrote:

Which promo code was this? The 40% off on Instamart code?

Yes

Now it’s only 30

Deal Newbie Deal Newbie
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Applied for one card and got credit limit of 210000 . Now it is saying that “We have reserved your Onecard, we are currently moderating the issuance of new cards . As soon as we are back in action, you will be notified here”.
Is anyone know , how much time it takes to issue/Activate card ?

Deal Subedar Deal Subedar
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PenguinSkipper wrote:

Waiting to get the card even before its launch. Never got it till now. And upon asking the reason they never tell. Gave up upon it

Bro U Get It Definitely. In My Case I Am Also Not Eligible But After Some Months They Give Pre-Approved Offer

Deal Subedar Deal Subedar
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sk419131 wrote:

Applied for one card and got credit limit of 210000 . Now it is saying that “We have reserved your Onecard, we are currently moderating the issuance of new cards . As soon as we are back in action, you will be notified here”.
Is anyone know , how much time it takes to issue/Activate card ?

Happy For U That U Get Card Approved. Hope U Get Card Soon

Deal Cadet Deal Cadet
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Tony007 wrote:

Bro U Get It Definitely. In My Case I Am Also Not Eligible But After Some Months They Give Pre-Approved Offer

I’m waiting since 2 years. Don’t know what’s the issue. CIBIL is good, Repayment is 100%. Live in serviceable pincode yet No offer for me. On top of that customer care was trying to convince me to take FD based card and on the basis of that they might offer me unsecured card. I said no to it. Have given up hopes

Deal Subedar Deal Subedar
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PenguinSkipper wrote:

I’m waiting since 2 years. Don’t know what’s the issue. CIBIL is good, Repayment is 100%. Live in serviceable pincode yet No offer for me. On top of that customer care was trying to convince me to take FD based card and on the basis of that they might offer me unsecured card. I said no to it. Have given up hopes

Bro Whats Ur Cibil Score? Don’t Worry They Offer U With Pre Approved Offer Soon

Deal Cadet Deal Cadet
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Tony007 wrote:

Bro Whats Ur Cibil Score? Don’t Worry They Offer U With Pre Approved Offer Soon

It’s always been 760-780 since 2 years. Whereas people get OneCard with 730+ score

Deal Lieutenant Deal Lieutenant
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PenguinSkipper wrote:

It’s always been 760-780 since 2 years. Whereas people get OneCard with 730+ score

Living in Tier 1 city ?

And during the initial waitlist process did you give a serviceable address ? Like the major cities it is available in ?

Deal Cadet Deal Cadet
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Topsey wrote:

Living in Tier 1 city ?

And during the initial waitlist process did you give a serviceable address ? Like the major cities it is available in ?

Yes Tier 1 now. During that initial period when OneCard was launched it was Tier 2 yet it was serviceable city. Not sure about pincode though.

Deal Lieutenant Deal Lieutenant
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PenguinSkipper wrote:

Yes Tier 1 now. During that initial period when OneCard was launched it was Tier 2 yet it was serviceable city. Not sure about pincode though.

How did they miss tou then ?

In my primary number , I gave a non serviceable pincode during waitlist. So it never gave the option.

In my secondary number, I just signed up. After 2-3 months got Onecard.

Maybe try with your secondary number, to sign up for Onescore.

and Whatever happens do not sign up for Onecard lite. Have pateince, Onecard offer pops up after 2-3 credit score  refreshes

Deal Cadet Deal Cadet
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Topsey wrote:

How did they miss tou then ?

In my primary number , I gave a non serviceable pincode during waitlist. So it never gave the option.

In my secondary number, I just signed up. After 2-3 months got Onecard.

Maybe try with your secondary number, to sign up for Onescore.

and Whatever happens do not sign up for Onecard lite. Have pateince, Onecard offer pops up after 2-3 credit score  refreshes

I tried with secondary number. I’m getting weird errors like service unavailable. I tried multiple times but no help. I think they don’t allow signing up with numbers already present in the CIBIL/Experian. I will try with a completely different number then there might be some hope

Deal Cadet Deal Cadet
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PenguinSkipper wrote:

I tried with secondary number. I’m getting weird errors like service unavailable. I tried multiple times but no help. I think they don’t allow signing up with numbers already present in the CIBIL/Experian. I will try with a completely different number then there might be some hope


https://cdn0.desidime.com/attachments/photos/729378/medium/IMG_20211223_001131.jpg?1640198526

Deal Cadet Deal Cadet
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Topsey wrote:

How did they miss tou then ?

In my primary number , I gave a non serviceable pincode during waitlist. So it never gave the option.

In my secondary number, I just signed up. After 2-3 months got Onecard.

Maybe try with your secondary number, to sign up for Onescore.

and Whatever happens do not sign up for Onecard lite. Have pateince, Onecard offer pops up after 2-3 credit score  refreshes

Were you able to fetch CIBIL? I’m getting the error that CIBIL can’t be fetched with two numbers. I almost got the card if CIBIL showed up. First it showed OneCard is available for me then started showing OneCard lite and now showing nothing

Deal Lieutenant Deal Lieutenant
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PenguinSkipper wrote:

Were you able to fetch CIBIL? I’m getting the error that CIBIL can’t be fetched with two numbers. I almost got the card if CIBIL showed up. First it showed OneCard is available for me then started showing OneCard lite and now showing nothing

Seems onecard is hell bent on not giving you card toungueoutFor me, I never got those errors, even when Pan card was same sad

IDK why you are getting these errors.


Deal Subedar Deal Subedar
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PenguinSkipper wrote:

It’s always been 760-780 since 2 years. Whereas people get OneCard with 730+ score

Bro Don’t Apply One Card For 5 To 6 Months. Maybe Then You Get Offer

Deal Newbie Deal Newbie
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I got onecard by sbm bank via FD, any chance of getting limit increased otherthan increasing FD? 

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