One Card Query
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I Get Pre Approved One Card. I Checked In Their App They Give Me 20k Approved Limit So Should I Go And Get This Or Not? If Yes Plz Tell Me Its Charges. Pros And Cons Too. It Have Offers On Amazon & Flipkart. Now My Cibil Is Down By 20 Points So Should I Get This Cc Or Not If I Get This Cc My Cibil Will Down By Somepoints? Plz Help Me With This Details.
Manitian wrote:What are benefits of federal bank card ? How do I know which bank they are providing?
1. Idfc giving some problems, go thru comments.
2. I like Federal Bank, Jupiter is ❤️
Right now, they’re giving Federal. After some time, it’ll be bank of baroda
Plus this is only LTF Federal Bank card.
onecard scam, be alert friends
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Card Got Delivered Yesterday By Bluedart 
What is this?,is it really pre-approved or I need to fund it with FD?
We have pre-approved assured offer for you.
It is pre approved. They won’t do hard check on Cibil. But you might have to wait for few days after applying.
Is OneCard approval instant these days or is there a waiting list? Also, I live outside the serviceable city list – does this mean only FD based OneCard for me?
xxxyyyzzz wrote:I also got 75k few weeks ago. It was free so i got it.
It gave flat 40% upto 150 in swiggy, working multiple times. Helped ge get great deals on instamart.
It’s good card,feels Premium. Ltf, few offers here and here.
If you are getting it, take it. Won’t hurt. No cibil enquiry, instant activation.Only downside is if u loose metal card and need another physical card. Replacement metal card fee is 3500, plastic replacement is 150.
So Don’t loose it.
Rewards structure isn’t that much rewarding imo.
Which promo code was this? The 40% off on Instamart code?
Applied for one card and got credit limit of 210000 . Now it is saying that “We have reserved your Onecard, we are currently moderating the issuance of new cards . As soon as we are back in action, you will be notified here”.
Is anyone know , how much time it takes to issue/Activate card ?
PenguinSkipper wrote:Waiting to get the card even before its launch. Never got it till now. And upon asking the reason they never tell. Gave up upon it
Bro U Get It Definitely. In My Case I Am Also Not Eligible But After Some Months They Give Pre-Approved Offer
sk419131 wrote:Applied for one card and got credit limit of 210000 . Now it is saying that “We have reserved your Onecard, we are currently moderating the issuance of new cards . As soon as we are back in action, you will be notified here”.
Is anyone know , how much time it takes to issue/Activate card ?
Happy For U That U Get Card Approved. Hope U Get Card Soon
Tony007 wrote:
Bro U Get It Definitely. In My Case I Am Also Not Eligible But After Some Months They Give Pre-Approved Offer
I’m waiting since 2 years. Don’t know what’s the issue. CIBIL is good, Repayment is 100%. Live in serviceable pincode yet No offer for me. On top of that customer care was trying to convince me to take FD based card and on the basis of that they might offer me unsecured card. I said no to it. Have given up hopes
PenguinSkipper wrote:I’m waiting since 2 years. Don’t know what’s the issue. CIBIL is good, Repayment is 100%. Live in serviceable pincode yet No offer for me. On top of that customer care was trying to convince me to take FD based card and on the basis of that they might offer me unsecured card. I said no to it. Have given up hopes
Bro Whats Ur Cibil Score? Don’t Worry They Offer U With Pre Approved Offer Soon
PenguinSkipper wrote:It’s always been 760-780 since 2 years. Whereas people get OneCard with 730+ score
Living in Tier 1 city ?
And during the initial waitlist process did you give a serviceable address ? Like the major cities it is available in ?
Topsey wrote:
Living in Tier 1 city ?
And during the initial waitlist process did you give a serviceable address ? Like the major cities it is available in ?
Yes Tier 1 now. During that initial period when OneCard was launched it was Tier 2 yet it was serviceable city. Not sure about pincode though.
PenguinSkipper wrote:Yes Tier 1 now. During that initial period when OneCard was launched it was Tier 2 yet it was serviceable city. Not sure about pincode though.
How did they miss tou then ?
In my primary number , I gave a non serviceable pincode during waitlist. So it never gave the option.
In my secondary number, I just signed up. After 2-3 months got Onecard.
Maybe try with your secondary number, to sign up for Onescore.
and Whatever happens do not sign up for Onecard lite. Have pateince, Onecard offer pops up after 2-3 credit score refreshes
Topsey wrote:How did they miss tou then ?
In my primary number , I gave a non serviceable pincode during waitlist. So it never gave the option.
In my secondary number, I just signed up. After 2-3 months got Onecard.
Maybe try with your secondary number, to sign up for Onescore.
and Whatever happens do not sign up for Onecard lite. Have pateince, Onecard offer pops up after 2-3 credit score refreshes
I tried with secondary number. I’m getting weird errors like service unavailable. I tried multiple times but no help. I think they don’t allow signing up with numbers already present in the CIBIL/Experian. I will try with a completely different number then there might be some hope
PenguinSkipper wrote:
I tried with secondary number. I’m getting weird errors like service unavailable. I tried multiple times but no help. I think they don’t allow signing up with numbers already present in the CIBIL/Experian. I will try with a completely different number then there might be some hope
Topsey wrote:
How did they miss tou then ?
In my primary number , I gave a non serviceable pincode during waitlist. So it never gave the option.
In my secondary number, I just signed up. After 2-3 months got Onecard.
Maybe try with your secondary number, to sign up for Onescore.
and Whatever happens do not sign up for Onecard lite. Have pateince, Onecard offer pops up after 2-3 credit score refreshes
Were you able to fetch CIBIL? I’m getting the error that CIBIL can’t be fetched with two numbers. I almost got the card if CIBIL showed up. First it showed OneCard is available for me then started showing OneCard lite and now showing nothing
PenguinSkipper wrote:Were you able to fetch CIBIL? I’m getting the error that CIBIL can’t be fetched with two numbers. I almost got the card if CIBIL showed up. First it showed OneCard is available for me then started showing OneCard lite and now showing nothing
Seems onecard is hell bent on not giving you card 
For me, I never got those errors, even when Pan card was same 
IDK why you are getting these errors.
PenguinSkipper wrote:It’s always been 760-780 since 2 years. Whereas people get OneCard with 730+ score
Bro Don’t Apply One Card For 5 To 6 Months. Maybe Then You Get Offer
I got onecard by sbm bank via FD, any chance of getting limit increased otherthan increasing FD?
