One card useing misleading and tricky Banners on OneScore App

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freefashion0...

Screenshot20230219-080605OneScore

1 month before I saw banner of approved limit is 5k but when I complete my application They saying you are approved for FD card With 5k limit ( but even allow me to to do FD with 50k too). 

Now, Today I saw banner eho state I am approved for 2k FD but when In actual I go further to order Card, App asking to do minimum FD of 5k. (What??)

Should I complained about them with Ombudsman and Advertising Standards Council of India (ASCI). 

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You probably missed the * or something in micro size letters in banner mentioning T&C.

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I have BOB unsecured credit card, how can I get BOB backed One card?

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guest_999 wrote:

You probably missed the * or something in micro size letters in banner mentioning T&C.

Nope, you can refer Attached image, please tell me, after seeing that banner what do you think?  is it not look like invitation for unsecured credit card? 😐

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Ramushamu23 wrote:

I have BOB unsecured credit card, how can I get BOB backed One card?

 Apply with only that city which is serviceable,(do Google search). Find city in which you have friend or relative and fill their address. Otherwise you will stuck with FD like us😵. Fredral bank have very easily process. BoB mostly do Physical verification,  so prepare for that😐. And please use this refferal link 😁👇👇

Please dm for refferal link, I am unable to give refferal link here, 

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freefashion02252 wrote:

Nope, you can refer Attached image, please tell me, after seeing that banner what do you think?  is it not look like invitation for unsecured credit card? 😐

They can also say that FD card approved for 2k limit but due to system bug you saw option to create fd of larger amt. As long as onecard is showing an invite without mentioning any type(aka secured or fd based) then technically they are right.
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guest_999 wrote:
They can also say that FD card approved for 2k limit but due to system bug you saw option to create fd of larger amt. As long as onecard is showing an invite without mentioning any type(aka secured or fd based) then technically they are right.

Yeah, you right but,......😐 (they are really frustrating) they killed my excitedment. 

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freefashion02252 wrote:

Yeah, you right but,......😐 (they are really frustrating) they killed my excitedment. 

Why do you even want this card? The golden time of this card is long gone & the only major plus point of this card is 1% forex markup which combined with its 1% cb on top two spend categories makes it practically zero forex markup card but that will be significant only if you spend at least 5-6k+ on online international txns every year.

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guest_999 wrote:

Why do you even want this card? The golden time of this card is long gone & the only major plus point of this card is 1% forex markup which combined with its 1% cb on top two spend categories makes it practically zero forex markup card but that will be significant only if you spend at least 5-6k+ on online international txns every year.

Currently I don't have any credit card but my credit score is good. So I want to this card. Anyway they are doing misleading advertisement. 

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guest_999 wrote:
They can also say that FD card approved for 2k limit but due to system bug you saw option to create fd of larger amt. As long as onecard is showing an invite without mentioning any type(aka secured or fd based) then technically they are right.

Yeah, tgey didn't used unsecured or Secured or FD. Which states that "this is incomplete information" which violation of Consumer protection act. 

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freefashion02252 wrote:

Yeah, tgey didn't used unsecured or Secured or FD. Which states that "this is incomplete information" which violation of Consumer protection act. 

You are not a "consumer" because credit card is not something you consume(physically or mentally) smile At best you can be a customer but only after you get the card.
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freefashion02252 wrote:

Currently I don't have any credit card but my credit score is good. So I want to this card. Anyway they are doing misleading advertisement. 

Open a zero bal kotak 811 acc & do some regular txns every month. Within a year you will likely get a pre-approved kotak card offer. Kotak bank is also quite generous in giving limit enhancement. Also, onecard is not considered for card-to-card applications for getting other credit cards if that's what you are thinking.
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