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OneCard automatically applied(?)

366°
Finance Ninja
Tanmayyy

I signed up on the OneScore application a few days ago to check cibil score as suggested by a few dimers.

A minute ago i recieved this in my email:

Congratulations  Tanmay,

India’s best mobile-first, metal card has arrived.

We at TeamOneCard are super excited to inform you that your OneCard is now ready! You are invited to get your awesome OneCard and activate the in-app card instantly – all within just a few minutes!"

I haven’t applied for this card , how are they forcing this on me? I don’t even want it, what to do?

53 Comments  |  
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Cool Cool
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Isn’t it just an invitation? Not like the card is approved and dispatched.

Finance Ninja Finance Ninja
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It says activate your card in OneCard app so I’m kind of suspicious as to even if i just install the app to check they’ll activate/apply for the card automatically.

Have applied for 3 cards recently, don’t want to take another hard enquiry for atleast a few months.

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Deal Captain Deal Captain
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Firstly i dont think just a way in which they asking you to download the app and logon and apply. If soemhow you have got it approved its a good card as its giving good offer on amaxon cards smile

Finance Ninja Finance Ninja
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What offers are they running?

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Deal Cadet Deal Cadet
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I have used for checking credit score.Initially I saw reserve your one card.Now I saw the message “Your one card is approved with credit limit of 2.4L.Click to get digital card by completing kyc”
Still ni?or interested as I have already 2 cc and it,’ll be headache to maintain all.

Deal Subedar Deal Subedar
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One card is not a headache, it’s a very good card to maintain.

Mobile Guru Mobile Guru
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This means
They Pre-Approved the card based on your credit score + existing relationships (CC/Loans)

Unlike last year when many got the OneCard approved/delivered just by opting for invite system ( Delivery Address picked automatically via CIBIL report).. here in your case, nothing as such is going to happen.

Deal Cadet Deal Cadet
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OneCard Customer care is pathetic. I wasn’t interested in their card tbh, they kept on pushing it via their OneScore app. I gave in and shared my PAN and ID numbers, they approved the card, gave me a credit limit and asked me to wait because they had a freeze. Now the freeze is lifted and now they show “KYC pending” and they don’t reply to emails, nor pick calls up. Do not recommend them at all.

Deal Cadet Deal Cadet
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the one who got federal ones are lucky. they can use it to get 10% off during festive times when flipkart/amazon gives 10% discount for federal cc

Deal Cadet Deal Cadet
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For Amazon and flipkart offer open fi acc thats it

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