ONECARD ISSUE

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Last Comment 2021-11-20

2021-11-14

Got onecard last month, today first statement is generated.
Limit is 90k and spend was 45K, hence paid off 44K via CRED 2 days ago, and same reflected in app instantly.
Edit – It’s reflacted in app, but stating ‘awaiting for confirmation from merchant’ . transection time was 12 Nov, 10 PM.

But statement came out of 45K , WTF ? rage
Is it their condition or legal method?

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https://www.desidime.com/discussions/onecard-issue?page=1#post_8083850

TempAcc

2021-11-14

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@getready @bikidas2060 @all Need your guidance guys.

https://www.desidime.com/discussions/onecard-issue?page=1#post_8083920

bikidas2060

2021-11-14

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Bhai unfortunately I don’t use Cred. But as @Ramta_Jogi bhai has said, please wait for 3-4 business days. 🙂🙂

https://www.desidime.com/discussions/onecard-issue?page=1#post_8083912

Ramta_Jogi

2021-11-14

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Up to 5 working DAYS required if payment is through CRED

https://www.desidime.com/discussions/onecard-issue?page=1#post_8083936

TempAcc

2021-11-14

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Thanks man, so it’s my fault as for my lack of awareness. hope very first statement of 45k(limit-90k) will not affact the CIBIL much.

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https://www.desidime.com/discussions/onecard-issue?page=1#post_8089024

sanketpero

2021-11-17

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Can paying amount before bill is generated keep your card utilisation low?

https://www.desidime.com/discussions/onecard-issue?page=1#post_8089025

tappukepapa

2021-11-17

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@UniqueDimer

https://www.desidime.com/discussions/onecard-issue?page=1#post_8089392

mango-man

2021-11-18

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@TempAcc you transacted on a Friday night. Obviously it would be settled only on Monday or later. So if statement gets generated before that, the repayment won’t be considered in that statement.