Onecard pre-approved offer

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Deal Subedar
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Today received a notification regarding pre-approved offer of onecard with limit of 90,000.

Is onecard worthy ? As Don’t want to stack up plastic/metals and nowadays credit card closure are exhausting process.

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Benevolent Benevolent
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worthy? depends on what other card you have.

Deal Subedar Deal Subedar
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Was using secured SBI simplysave and secured Indusind aura edge.
Going to surrender both by end of the month. so practically no card on hand.
CIBIL – 782
Experian – 825
Oldest CC – ~24 months
Filled ITR recently – Self-employed

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Commentator Commentator
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Not worth unless this is your first card. Slice card is way better than this.

Critic Critic
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Get it. Card is not that bad. In sept and Oct onecard gave 4 times per month 40% discounts on swiggy. It gave better discounts for me than swiggyit codes. In recent months many got 10% off on Amazon gift cards through onecard stamps. Their app interface is pretty good.

Deal Subedar Deal Subedar
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thanks everyone. applied and waiting for metal card to arrive. UI is great , the only thing I didn’t liked is card replacement fees. for metal it’s 3000 and 145 for plastic.

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