Online instant zero balance savings account with access to upi

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Deal Subedar
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Plz provide me the options with
Paperless work
No visit to branch
Aadhar based e kyc
UPI access

17 Comments  |  
10 Dimers
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Deal Subedar
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Try Axis ASAP or Kotak 811

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Deal Subedar
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Opened axis asap. By default they are sending asap online rewards debit card with joining fees of Rs.300.Also annual charges of Rs.500.Cant we have only virtual card?

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Deal Newbie
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Try DBS.. everything by app, ekyc also done ZERO BALANCE, Give 5.5% interest rate upto 1L and then 7.0% from 1L to 2L. ( Highest compared to any other bank) Annual fees Nil. Referral offer also there.. pm if you want

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Deal Lieutenant
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maddydilip wrote:

Opened axis asap. By default they are sending asap online rewards debit card with joining fees of Rs.300.Also annual charges of Rs.500.Cant we have only virtual card?

When did you open? Kotak is completely digital but executive from you home branch will come to collect KYC doc in one week also no charges

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Deal Subedar
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AnnamalaiNryaa wrote:

When did you open? Kotak is completely digital but executive from you home branch will come to collect KFC doc in one week also no charges

Yesterday kotak had some problems with Aadhar otp so opened axis.

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Deal Subedar
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maddydilip wrote:

Yesterday kotak had some problems with Aadhar otp so opened axis.

Just saw this:
Please Note – Physical Debit card will be issued to all customers who have opened their accounts post 28th February, 2019

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Deal Cadet
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Kotak is charging after 30 upi transactions

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suspended
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maddydilip wrote:

Just saw this:
Please Note – Physical Debit card will be issued to all customers who have opened their accounts post 28th February, 2019

good info.
thanks

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Deal Cadet
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Don’t open Axis ASAP , charges are there for every month and they can close account anytime saying no kyc was done angry

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Deal Lieutenant
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nikhilp1 wrote:

Don’t open Axis ASAP , charges are there for every month and they can close account anytime saying no kyc was done angry

How much are they charging?

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Deal Subedar
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AnnamalaiNryaa wrote:

How much are they charging?

Just ₹15 including GST

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Deal Lieutenant
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B3A5T wrote:

Just ₹15 including GST

Do they close account even if KYC is done?

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Deal Subedar
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AnnamalaiNryaa wrote:

Do they close account even if KFC is done?

They will if you don’t give them McD. joy

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Deal Cadet
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AnnamalaiNryaa wrote:

Do they close account even if KYC is done?

No, they won’t close if full Kyc is done.

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Deal Cadet
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Had two questions regarding HDFC Insta account.
1) Does it offer UPI facility?
2) Can the registered number be different from the one linked to Aadhar

Among instant/digital accounts, is DBS still best option?
I have experience of Kotak 811 already. Not much offers there.

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Deal Subedar
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isthat4real wrote:

Had two questions regarding HDFC Insta account.
1) Does it offer UPI facility?
2) Can the registered number be different from the one linked to Aadhar

Among instant/digital accounts, is DBS still best option?
I have experience of Kotak 811 already. Not much offers there.

No upi, unless u get debit card,
No debit card unless u do full kyc.
Even after full kyc, debit card needs to be applied from branch

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Deal Cadet
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So that basically rules out HDFC Insta for any practical use.
Thanks for the quick reply.

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