Online Savings Account

Deal Cadet

I know there are lot of articles available online and on this platform regarding this but still I am asking you dimes because of your expertise and experience. 

Below are requirements

1. True Online (no need to visit branch) 

2. Free debit card (good if it is rupay platinum)

3. MAB could be upto 5000 ( 10000 is acceptable if there is any out of the box offer or service) 

4. Flawless app and services.

5. Future offers for credit card ( not mandatory) 

6. Any other point that you add based on your experience. 


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Pro Entertainer Pro Entertainer
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Au bank fulfill most of these, AU Digital zero balance account.

1. 90 % online (Video Banking feature) 

2. Debit card is chargeable here but it's rupay platinum

3. MAB is Zero

4. Flawless app and services (Minor maintenance issues but they will inform via sms)

5. Future offers for credit card (Yes)

Make sure you are under serviceable area. Can confirm this by calling customer care before opening account.

Deal Cadet Deal Cadet
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Thanks for your instant suggestion. What are the charges for debit card ? 

Other bank option where debit vard is free. 

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Deal Newbie Deal Newbie
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Nsdl bank including rupay platinum card 

Comrade Comrade
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indie by indusind best ha

Commentator Commentator
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Rs500+gst debit card charges for 0 mab.

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Deal Subedar Deal Subedar
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NSDL Jiffy - Instant Online Account opening with Aadhaar OTP & PAN - Zero Balance (Monthly Service Charges ₹6) + FREE Virtual RuPay Platinum Debit Card.

Jio Payments Bank - Online VKYC with PAN & Aadhaar - Zero Balance. Account opening allowed ONLY on Aadhaar registered mobile number, activation in few hours, usually 2-4 hours + FREE Virtual RuPay Platinum Debit Card.

Benevolent Benevolent
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Jio payment bank with zero MAB and free rupay platinum card

Deal Newbie Deal Newbie
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Is jio bank giving free virtual rupay platinum card? 

Should I create jio bank account? 

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Post Emperor Post Emperor
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You can try BOB. Decent bank.

Helpful Helpful
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Post Emperor Post Emperor
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Kotak everyday saving account.

10k/15k MAB

Benevolent Benevolent
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NSDL with vritual rupay DC. mthly charges Rs.5.90, no other charges.

Jio payments bank with virtual rupay DC. No mthly charges as of now.

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