opening hdfc bank account

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vithanideves...

Hi, I am planning to open hdfc bank account for famliy. HDFC preferred because of various offers on Payzapp. Which debit card i should opt ? Millennia?

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Deal Cadet Deal Cadet
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HDFC is shit because of its poor customer service & misselling.

Super Stud Super Stud
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I applied online on 31st October, video KYC done on 1st Nov, I received physical millennia debit card on 6th November. It was quite fast.

Their credit card application systems suck big time though.

Perfectionist Perfectionist
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xxxyyyzzz wrote:
I applied online on 31st October, video KYC done on 1st Nov, I received physical millennia debit card on 6th November. It was quite fast.

Their credit card application systems suck big time though.

Hdfc savings customer right?

Deal Cadet Deal Cadet
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You can’t apply hdfc preferred account directly you need to open a normal savings account and then upgrade it to preferred. I applied for gold speciale account last month inorder to upgrade it to preferred I still haven’t got my welcome kit and RM still haven’t upgraded my account to preferred sad

Deal Cadet Deal Cadet
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xxxyyyzzz wrote:
I applied online on 31st October, video KYC done on 1st Nov, I received physical millennia debit card on 6th November. It was quite fast.

Their credit card application systems suck big time though.

Which account variant?

Super Stud Super Stud
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Yes, I got a regular savings account that requires 10k MAB but I live in the semi-urban area so I only need to maintain 5K MAB.

As per T&C, “Get Millennia Debit Card (metro/urban locations) or a Rupay Premium Debit Card (semi-urban & rural locations) with your Regular Savings Account.”
But they sent me Millenia DC

They have one youth account also which only gives Millenia DC, 2500 MAB for the Semi-Urban location but I could manage 5k MAB so opted for a Regular savings account.

more details in their pdf, https://ibb.co/9...Hc

@timelord
@avgn

Super Stud Super Stud
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I have to pay 500+GST for Millenia DC, there is 25k MAB or FD cushion account (Savings Max Accounts) which gives LTF debit card {I am not sure if they will give Millenia DC LTF, i read somewhere for millennia dc, we need to pay an annual fee (not sure though)}. If you are fine with LTF Platinum DC, it’s a good option also.

Like Magnet Like Magnet
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xxxyyyzzz wrote:

I have to pay 500+GST for Millenia DC, there is 25k MAB or FD cushion account (Savings Max Accounts) which gives LTF debit card {I am not sure if they will give Millenia DC LTF, i read somewhere for millennia dc, we need to pay an annual fee (not sure though)}. If you are fine with LTF Platinum DC, it’s a good option also.

Pay 590 per year get 4800 back
It’s good deal

Super Stud Super Stud
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sanketpero wrote:

Pay 590 per year get 4800 back
It’s good deal

Yes, that’s why i choose millenia and regular account as i had different motives sweat_smile

Deal Cadet Deal Cadet
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Which hdfc variant is best?

Deal Cadet Deal Cadet
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Watcher wrote:

Which hdfc variant is best?

Savings max a/c then upgrade to classic or preferred

Deal Cadet Deal Cadet
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yolodime wrote:

HDFC is shit because of its poor customer service & misselling.

Not HDFC this is the case for axis bank also. Compared to axis bank HDFC atleast offers free debit card at 25k monthly balance

Deal Subedar Deal Subedar
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I have Classic bank account alongwith easyshop platinum debit card with the HDFC. How to get Millenia DC free of cost in place of current dc?

Deal Newbie Deal Newbie
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Swami007 wrote:

I have Classic bank account alongwith easyshop platinum debit card with the HDFC. How to get Millenia DC free of cost in place of current dc?

I opened youth account and got millennia card. Then I opened speciale gold account for family which will convert into classic in few days. I will add myself in family group and make my millenia dc ltf

Deal Subedar Deal Subedar
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Kochiro wrote:

I opened youth account and got millennia card. Then I opened speciale gold account for family which will convert into classic in few days. I will add myself in family group and make my millenia dc ltf

So i need to add one family member in my Classic Bank account to get Millenia DC LTF?

Deal Newbie Deal Newbie
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Swami007 wrote:

So i need to add one family member in my Classic Bank account to get Millenia DC LTF?

check debit card upgrade in your net banking

Cool Cool
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I am already holding regalia card, so can I take smartbuy benefit of millennia dc and regalia cc both ? Registered number is same

Deal Subedar Deal Subedar
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vithanidevesh725 wrote:

I am already holding regalia card, so can I take smartbuy benefit of millennia dc and regalia cc both ? Registered number is same

Yes. Use different number on smartbuy.

Patron Patron
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Swami007 wrote:

I have Classic bank account alongwith easyshop platinum debit card with the HDFC. How to get Millenia DC free of cost in place of current dc?

Same condition with a friend. classic account with easy shop DC. In net banking upgrade available for both millenia and platinum with charges showing as 500 and 750 for both, although below t&c says free for classic holders. Should he upgrade via net banking or by contacting cc

Deal Subedar Deal Subedar
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Sidhu634 wrote:

Same condition with a friend. classic account with easy shop DC. In net banking upgrade available for both millenia and platinum with charges showing as 500 and 750 for both, although below t&c says free for classic holders. Should he upgrade via net banking or by contacting cc

net banking.

Deal Subedar Deal Subedar
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Sidhu634 wrote:

Same condition with a friend. classic account with easy shop DC. In net banking upgrade available for both millenia and platinum with charges showing as 500 and 750 for both, although below t&c says free for classic holders. Should he upgrade via net banking or by contacting cc

Yes I upgraded DC through netbanking and got Millenia DC.

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