Will Still use Paytm wallet to pay credit card bill
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charges for Card payment using Paytm wallet

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decideaim
Credit card payment using Paytm wallet is being  charged by Paytm. 
It's end of millenia mastercard DC 1% reward on Paytm. Because we can't pay unless we add to wallet. 

Now Paytm went Mobikwik way.

Might effect Paytm fastag users too.

Charges 1%+gst

Thanks for supplementary info dear dimers
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Deal Cadet Deal Cadet
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Agnivo007 wrote:

Can anyone explain the validity or feasibility of this comment?

Most credit card bills can also be paid via NEFT/IMPS, by adding the CC details as a bank account. So, if need be, add the CC as a bank account number on PayTM, and pay bills via NEFT/IMPS. It's only upto a limit, though.
Hunk Hunk
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Agnivo007 wrote:

Yes, I see a platform fee in full kyc account.

Maybe Amrit mahotsav has truly begun... 😂

Azadi from money rotation. Bahuut sahi chiz hua hai. 

Deal Subedar Deal Subedar
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Yes, I see a platform fee in full kyc account.

Maybe Amrit mahotsav has truly begun... 😂

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Deal Cadet Deal Cadet
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HDFC Millenia debit card useless now 😔
Deal Captain Deal Captain
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pranavcool wrote:

I clicked on upgrade dc too early, no use now let it come in visa then will upgrade to MasterCard again 😅

I'm sorry didn't know the merchant changed. I hope you have premium banking which doesnt charge for DCs
Hunk Hunk
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pranavcool wrote:
nothing is free btw , free is myth we are triple sometimes 4times taxed for some products

Bahut sahi chiz hui hai. Log tax bharenge nai toh chin ke Lena hoga. 😁😁😁

Deal Subedar Deal Subedar
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decideaim wrote:
I'm sorry didn't know the merchant changed. I hope you have premium banking which doesnt charge for DCs
yes thats  pull the trigger
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pranavcool wrote:

Maybe it will be eligible for 2.5% then

it won't give any cashback points.

"No CashBack points for transactions on Fuel, Jewellery & Business Services including Credit Card Payment, Insurance Premium Payment & other Business Services"
Deal Subedar Deal Subedar
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LightYagami wrote:
it won't give any cashback points.

"No CashBack points for transactions on Fuel, Jewellery & Business Services including Credit Card Payment, Insurance Premium Payment & other Business Services"
yes bro 
Deal Subedar Deal Subedar
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Paytm hardly give cashbacks on credits card bill payments why would someone pay credit card bills through paytm when bank also provide bill payments portal free. Max we will not get cashback but at least better than giving extra charge for credit card bill payment on paytm. Slowly all the digital wallets will do the same & I guess phoney, mobikwik will be next.
Hunk Hunk
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Mufasa wrote:
Paytm hardly give cashbacks on credits card bill payments why would someone pay credit card bills through paytm when bank also provide bill payments portal free. Max we will not get cashback but at least better than giving extra charge for credit card bill payment on paytm. Slowly all the digital wallets will do the same & I guess phoney, mobikwik will be next.

Mobikwik charges money.  🐒🐒🐒

Deal Lieutenant Deal Lieutenant
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MinionPotter wrote:
HDFC Millenia debit card useless now 😔
Pay CC using mobikwik
Deal Subedar Deal Subedar
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MinionPotter wrote:
HDFC Millenia debit card useless now 😔
Not really for those who know how to make it work. Anyway, more people change to other DC, existing millennia holders may get terms upgraded to more CB limit/month!
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starbearer wrote:
Most credit card bills can also be paid via NEFT/IMPS, by adding the CC details as a bank account. So, if need be, add the CC as a bank account number on PayTM, and pay bills via NEFT/IMPS. It's only upto a limit, though.
Tried just now and worked for Amex. Payment reflected within a minute.
Deal Subedar Deal Subedar
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i tried for bob it showed payment declined by bnk 

Deal Cadet Deal Cadet
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Is HDFC Millenia DC Bill pay via HDFC Netbanking provides 1% RP?

Deal Captain Deal Captain
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somu7668 wrote:

Is HDFC Millenia DC Bill pay via HDFC Netbanking provides 1% RP?

It will surely know the transaction is CC payment, so most probably no.
Deal Cadet Deal Cadet
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LordGane wrote:
Tried just now and worked for Amex. Payment reflected within a minute.
Good. It's only upto a limit, though, 10K per month, I suppose, before PayTM tags the account for misuse. But for smaller CC payments, this ought to work well.
Deal Subedar Deal Subedar
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Looks like we'll need updates on these as to what MCCs are applicable and if we get any CB for any DC:

Paytm Wallet Load: PAYTM PAYMENTS SERVICE
CC Payment using Mill DC: Paytm CCBILLPAYMENT
Deal Cadet Deal Cadet
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Will upgrade to Platinum dc now
Deal Cadet Deal Cadet
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Mufasa wrote:
Paytm hardly give cashbacks on credits card bill payments why would someone pay credit card bills through paytm when bank also provide bill payments portal free. Max we will not get cashback but at least better than giving extra charge for credit card bill payment on paytm. Slowly all the digital wallets will do the same & I guess phoney, mobikwik will be next.
I used to load rs 4000 into paytm wallet via indusind amex card every month so that gives 80 reward points and then used to pay via paytm wallet

infact every month I used to rotate rs 4000 Indusind amex CC bill of 4000 like this
Deal Captain Deal Captain
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bikidas2060 wrote:

Bahut sahi chiz hui hai. Log tax bharenge nai toh chin ke Lena hoga. 😁😁😁

Aap, mein aur jo pay karte hai, wahi se cheen sakte hai, baaki sab bindaas relieved
Deal Subedar Deal Subedar
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rahulkothu wrote:
Paytm has started charging convenience fee for making payment of credit card bill using its wallet.

They are charging 1.18% as convenience fee.

When did they start ? 

I payed bill 2 days back and there was no fees 

@decideaim

Deal Captain Deal Captain
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EkdamSastaRaju wrote:

When did they start ? 

I payed bill 2 days back and there was no fees 

@decideaim

I saw today only, yesterday i paid and there were no charges
Generous Generous
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I am late thenparty but 

I add paytm balance using swiggy> amex smartearn 

Which give 3.8% as paytm is 5x partner 

That is upto some limit i think 2500

And use it to pay cc bill so earning 3.8% in process


somone explain this millenia dc card thing , percentage profit and limit

Hunk Hunk
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decideaim wrote:
Aap, mein aur jo pay karte hai, wahi se cheen sakte hai, baaki sab bindaas relieved

GST 🐒

Deal Cadet Deal Cadet
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This month only I added around 7k - 8k to Paytm wallet for paying credit card bill of HDFC Bank CC. 😭

Post Mogul Post Mogul
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Very good information here about paying cc bills and rewards... smile

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sahil1033 wrote:

This month only I added around 7k - 8k to Paytm wallet for paying credit card bill of HDFC Bank CC. 😭

You can still pay by adding cc as bank account and sending money to that account
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