paytm citi card

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rahulsoni070...

I recently got paytm citi card can anyone here confirm if it is eligible for 3 percent cashback if i make rent payment via paytm app

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Deal Cadet Deal Cadet
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yes it’s eligible for 3% CB for rent payment, on 17th Feb statement i got 3% CB

Benevolent Benevolent
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This is best card for rent payments. Straight 3% cashback even before due date. So, you actually pay 2% less than what you get in account. Plus Paytm don’t ask for agreement and sometimes give 50-100 additional cashback.

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Paid just now when will cashback credit also is rent payment gets counted for spend based fee waiver?

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Deal Cadet Deal Cadet
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What’s the limit?

Benevolent Benevolent
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Paytm Citi gives very low limit. I got 60K intially and after one year increased to 90K. I am using since 2+ years. Most of my other cards are around 5L. Have asked them twice with income documents and other credit card statement, but still no increase.

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Deal Subedar Deal Subedar
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does paytm citi card work during 10% discount offers on AZ, FK??

Benevolent Benevolent
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usually it does.

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Hi, sorry not related to OP question, can someone tell the main benefits for this card other than rent payment for the paytm citi card ? Also whether this has any joining benefit when compared to the citi card offer for joining benefits ? Thanks

Benevolent Benevolent
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3% cashback on all Paytm spends like insurance payments, rent, mini apps.

Joining benefit is Paytm first membership plus sometimes they also give 500/1000 cashback on 5k spends.

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Deal Cadet Deal Cadet
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Will it do hard enquiry if apply from Paytm app?

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One of my family member got HDFC variant. Reward structure same as Citi variant or any differences? I mean rent payments receive same 3% cashback or not?

Benevolent Benevolent
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No, even the select variant gives 2% only. It does give some monthly/quarterly voucher on milestone which can make it 3%, but can’t be said flat 3%. Paytm Citi is the best card among all variants of Citi/sbi/hdfc paytm cards 

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Hi, can someone who applied for paytm citi credit card check their application form which came in email on the annual income part ? The app showed monthly income but it took that value as annual income in the form. Thanks

Generous Generous
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Will I get 3% reward points on Citi Paytm First CC if I load money to Paytm wallet from Paytm app?

The merchant shown was “One97 Communications”.

P.S. I loaded Rs. 7,500 to Paytm wallet from Citi Paytm First CC, extra charges incurred Rs. 172.50 and I got cashback of Rs. 150. If I get even 1% reward points, it’s a win-win for me but if I don’t get, that’s a loss of Rs. 22.5

Benevolent Benevolent
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Paytm wallet loads don’t give points.

Benevolent Benevolent
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Anyone got any message from Citi regarding Paytm Citi waiver? 

I got a message saying u have spent 23K in last 3 months and spend 27K more in next 9 months for fee waiver. Last year they increased the fee waiver from 50K to 1L. So, is it reduced once again? Or was this message just an error?

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Haven’t got any sms yet

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