Paytm first credit card query

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Deal Cadet
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Has paytm first CC application started for all?Its available in mine so wanted to get some clarifications before applying.Does citi have a strict itr requirement?Can we apply on card to card basis?Thanks.

6 Comments  |  
3 Dimers
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Deal Subedar
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dont mind , citi is completely different from all others,

my wealth adviser said DTI ratio plays an important role in citi credit card, you have other bank card for normal things, dont look at citi as any other bank . paytm is not the best way to enter citi ecosystem.

citi doesn’t ask for payslip, ITR , other bank credit card statements.they know whom they are issuing a card, so be at peace.

tell me how many cards you have, your total annual income and total credit limit available across all cards, and i can give a percentage chance in your card getting approved.

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Deal Cadet
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AnnamalaiNryaa wrote:

dont mind , citi is completely different from all others,

my wealth adviser said DTI ratio plays an important role in citi credit card, you have other bank card for normal things, dont look at citi as any other bank . paytm is not the best way to enter citi ecosystem.

citi doesn’t ask for payslip, ITR , other bank credit card statements.they know whom they are issuing a card, so be at peace.

tell me how many cards you have, your total annual income and total credit limit available across all cards, and i can give a percentage chance in your card getting approved.

ANNUAL INCOME 260000K 4 CREDIT CARD WITH 150000K.

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Deal Subedar
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2915
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danishali2020443 wrote:

ANNUAL INCOME 260000K 4 CREDIT CARD WITH 150000K.

Salaried?  Hmm I think you mean to say 260K salary with 150k credit card  limit across all cards?

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