https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7508439
post on twitter
Paytm Opened a Bank Ac with them without My consent
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Called CC and told them to close my account on 21st March . Till now nothing has been done
Any other way to get this POS account closed
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https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7508474
How can they open your acc without your aadhaar/video kyc, you must have given something to them.
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7508512
guest_999 wrote:How can they open your acc without your aadhaar/video kyc, you must have given something to them.
Full Kyc user
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7508603
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EkdamSastaRaju wrote:Full Kyc user
Then you probably clicked on “open bank acc” option by mistake/didn’t notice as their latest app interface is really confusing.
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7508870
nikhil9702 wrote:post on twitter
Did no update
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7508875
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7508917
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EkdamSastaRaju wrote:
I didnt click on open bank or anything I would have remembered thatAny ways need a solution to close this account
Should I involve RBI ?
That’s the thing, you wouldn’t remember it if you didn’t even realize you clicked it. Also it seems like you will have to close your paytm account too along with bank account.
https://www.paytmbank.com/blog/2019/09/how-to-c...
Not sure if RBI would be able to help you with this as it is probably a system limitation of paytm that once an acc is closed then linked paytm account will also need to be closed.
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7508936
you can separately close the savings bank account.
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7509024
R_v wrote:you can separately close the savings bank account.
I am hoping so
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7509246
You can write to them telling that if you don’t hear back this time you will file a complaint with the banking ombudsman. I have seen it to work. You can also forward all your communication to the ombudsman as adequate time has passed since you first requested for closure. Anyways, the bank account has no charges, so nothing to worry if it takes time to close.
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7509412
ontherocks wrote:You can write to them telling that if you don’t hear back this time you will file a complaint with the banking ombudsman. I have seen it to work. You can also forward all your communication to the ombudsman as adequate time has passed since you first requested for closure. Anyways, the bank account has no charges, so nothing to worry if it takes time to close.
Hey the bank account do have charges
10 per quarter for sms
and some fee for debit card and that too the card is barred from rupay offers 
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7509542
I don’t think so theycan do it.
If you need more expert advise please contact @abhishek012 @Shahskm
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7509590
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EkdamSastaRaju wrote:Hey the bank account do have charges
10 per quarter for sms
and some fee for debit card and that too the card is barred from rupay offers
For virtual debit card there are no charges.
Since you don’t remember opting for bank account then I am assuming that you never opted for physical debit card.
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7510125
MrKool_JJ wrote:I don’t think so theycan do it.
If you need more expert advise please contact @abhishek012 @Shahskm
Common practice from long time
Under the pretext of doing Full kyc …kyc executives are opening bank account as well w/o intimating customer (as they get commision per bank account opening). — 90% of the cases.
Or
Op may have selected bank account opening as well by mistake while scheduling kyc.
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7510229
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Shahskm wrote:Common practice from long time
Under the pretext of doing Full kyc …kyc executives are opening bank account as well w/o intimating customer (as they get commision per bank account opening). — 90% of the cases.
Or
Op may have selected bank account opening as well by mistake while scheduling kyc.
1st one is correct same happened with me airtel payment bank
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7510323
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ontherocks wrote:For virtual debit card there are no charges.
Since you don’t remember opting for bank account then I am assuming that you never opted for physical debit card.
Yep didnt even activate my card
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7510325
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Shahskm wrote:Common practice from long time
Under the pretext of doing Full kyc …kyc executives are opening bank account as well w/o intimating customer (as they get commision per bank account opening). — 90% of the cases.
Or
Op may have selected bank account opening as well by mistake while scheduling kyc.
1st one is true and my kyc was done 3 years back
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7510344
Looking at this thread…I checked my Paytm..
I also have Paytm bank (don’t know when was it open ).
But it says Account Blocked .I am sure I have never made any transaction on this account..Full KYC was done 2 years back (this days I hardly use Paytm..1s in a while for CC to bank or some payments)
https://www.desidime.com/discussions/paytm-opened-a-bank-ac-with-them-without-my-consent?page=1#post_7510351
Generate a request through paytm app to close the payments bank account. Payments bank account can be closed while keeping wallet active @guest_999 . If any interest is there in the payments bank account, then they will ask for an alternate bank account cancelled cheque leaf/passbook front page depicting your details (interest transfer is mandatory, otherwise they will not agree to close account) to transfer interest and then will close it.
@Sudarshan61
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