Poll: Which wallet you used to earn free Credit card rewards points ?
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Hot Deal Paytm wallet load 2% charged from 09 October 2020 via Credit Card

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Deal Wiki
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174 Comments  |  
69 Dimers
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Deal Newbie
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Use Citibank bank to recharge paytm wallet via credit card.

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tcherri wrote:

any alterantive for load money via credit card?

No broker

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Deal Subedar
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Are yar abhi abhi to mobikwik ko uninstall kiya tha. But paytm ne to bda jhatka de diya, i use to load amex 4k. Ab fir se mk install karna padega aur dang se smghna padega eske ever changing rules of sc/wallet-use/load/card etc.
Trans – I hate paytm, as it forces me to use mobikwik now. pensive

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Deal Subedar
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Are yar abhi abhi to mobikwik ko uninstall kiya tha. But paytm ne to bda jhatka de diya, i use to load amex 4k. Ab fir se mk install karna padega aur dang se smghna padega eske ever changing rules of sc/wallet-use/load/card etc.
Trans – I hate paytm, as it forces me to use mobikwik now. pensive

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Deal Subedar
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Oct 2020 – Paytm charges money for loading wallets.

Oct 2021 – Paytm charges money for making payments.

Oct 2025 – Paytm charges money for opening the app.

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Deal Subedar
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coolguy1 wrote:

Oct 2020 – Paytm charges money for loading wallets.

Oct 2021 – Paytm charges money for making payments.

Oct 2025- Paytm charges money for opening the app.

No need to go so long. Badi jaldi hi paytm ka ram nam sat ho jayega esi 2020 year me if they dont reverse this cc charge decision.
Trans – get well soon paytm.

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Deal Cadet
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guest_999 wrote:

Amex cards itself are much less supported compared to visa/mastercard.

Mobikwik Amex card is a virtual card.

Amex acceptability problem is more of a pos problem for me. Not a problem you face online.

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Critic
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sakshamdhawan wrote:

Mobikwik Amex card is a virtual card.

Amex acceptability problem is more of a pos problem for me. Not a problem you face online.

The main point/need of using wallets is for offline usage, more specifically at those shops who only have QR codes & no card reader machine/no MCC code as grocery/departmental store. What’s the point in using wallet online when directly using cards give more benefits in majority of cases.

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Deal Cadet
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guest_999 wrote:

The main point/need of using wallets is for offline usage, more specifically at those shops who only have QR codes & no card reader machine/no MCC code as grocery/departmental store. What’s the point in using wallet online when directly using cards give more benefits in majority of cases.

Agreed. Using credit card at small shops will be a problem now.

But my point was more around, even if you have excess mobikwik balance, it’s really easy to utilise it as its universally accepted on all of online e-commerce.

I load 4k using Amex (which gives regular as well as bonus rewards) and then use Amex card to earn/burn Supercash on all txns.

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sakshamdhawan wrote:

Agreed. Using credit card at small shops will be a problem now.

But my point was more around, even if you have excess mobikwik balance, it’s really easy to utilise it as its universally accepted on all of online e-commerce.

I load 4k using Amex (which gives regular as well as bonus rewards) and then use Amex card to earn/burn Supercash on all txns.

It is alright for amex MRCC card users but for others it is a waste because those 4k you could have otherwise spend online using better cards whereas in offline shops almost no card is as good as paytm wallet loaded using cards giving 1-2% benefit.

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Deal Subedar
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It will be worth checking if online citibank paytm load yields charges or not

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Deal Captain
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I i load before 9th then no charges correct @abhishek012 bro ?

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Deal Cadet
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tcherri wrote:

any alterantive for load money via credit card?

Mobikwik and MobiKwiK Merchant

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Deal Cadet
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They are shifting business model.

Now want to start their own playstore for indian apps

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Deal Cadet
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beastboy wrote:

I i load before 9th then no charges correct @abhishek012 bro ?

But upto 9999rs per card per month before 9th Oct

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Deal Lieutenant
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coolguy1 wrote:

Oct 2020 – Paytm charges money for loading wallets.

Oct 2021 – Paytm charges money for making payments.

Oct 2025 – Paytm charges money for opening the app.

hilariuos… sunglasses

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Analyst
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dummyuser wrote:

It will be worth checking if online citibank paytm load yields charges or not

Less chance… As currently too if that particular citi card exceed the limit of 10k u can still add to paytm wallet via citi online without any chrges

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Deal Lieutenant
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abhishek012 wrote:

Paytm another update -

2nd update - Additional surcharge of upto 2% on transfer of funds from wallet to any bank account, it means if you load money through credit card and transfer to bank then you need to pay 5% bank transfer charges + upto 2% surcharge = total upto 7% charge for bank transfer (only for Credit card load money).

aree wah wah…

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Deal Newbie
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Bhai mobikwik me load money kre  10 k or transfer kr sakte kya kisi marchent ko Paytm ke jese krte

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Deal Cadet
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from where you got this notification? @luka186

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Deal Cadet
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Anybody tried using Airtel virtual prepaid Debit card for loading and using on different platforms..

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Deal Cadet
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pranavbcvd wrote:

from where you got this notification? @luka186

Open the link provided bro. You will get to know each and every point

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Deal Cadet
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Seinfeld wrote:

Anybody tried using Airtel virtual prepaid Debit card for loading and using on different platforms..

Prepaid cards are ban for every wallet thanks to rbi

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Deal Cadet
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dealyogi wrote:

No need to go so long. Badi jaldi hi paytm ka ram nam sat ho jayega esi 2020 year me if they dont reverse this cc charge decision.
Trans – get well soon paytm.

Paytm think cos they have everywhere in small shop, banning credit cards will save its charges and people will shift to upi/debit card

What paytm dont understand that people use paytm only for getting points else for every shop that have paytm also have upi, and so customer will directly pay by upi, amazon upi provide once in while cashback

For website people will directly use cc or other wallet like mobikwik

For bill payment payzapp/ pocket provide better discount

Paytm -" Khatam….Bye-Bye….Tata….Goodbye….Gaya !" sunglasses

PS:on sidenote paytm are sensitive to reaction , and maybe if enough number of people mesage then also thru twitter/Fb they may roll back in some time like there other experimental endeavour

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Deal Subedar
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demerius2020 wrote:

Paytm think cos they have everywhere in small shop, banning credit cards will save its charges and people will shift to upi debit

What paytm dont understand that people use paytm only for getting points else for every shop that have paytm also have upi and customer will directly pay upi, amazon upi provide once in while cashback

For website people will directly use cc or other wallet like mobikwik

For bill payment payzapp/ pocket provide better discount

Paytm khatam
htt.../m.

Shi pakde hain!!

Trans:- Egg-xactly!!

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Deal Cadet
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#boycottpaytm let’s trend it stuck_out_tongue_winking_eye

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xera0117 wrote:

#boycottpaytm let’s trend it stuck_out_tongue_winking_eye

No need to trend it. Paytm will understand their wrong step after seeing drastic decline in transactions.

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