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Payzapp: Fee-Free Wallet Loading with BOB Snapdeal Credit Card

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dear4you

As you may know, starting this month, Payzapp has introduced charges for loading the wallet using a credit card. However, if you use the BOB Snapdeal credit card, no additional fees will be applied. Additionally, you'll continue to receive a 2.5% cashback on credit card transactions, just as before.

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Top Comments
Benevolent Benevolent
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Some People Have Bank Transfer Options , They Are Lucky If Having A Snapdeal Card.

Deal Subedar Deal Subedar
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Payzapp is cheater app, once loaded very difficult to use that amount.
Finance Ninja Finance Ninja
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Enjoy.

Deal Hunter Deal Hunter
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Even au lit is also chargeless for me using since month starting almost 1 lakh used in cc bill pay via cred/mobikwik

Deal Newbie Deal Newbie
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@abhishek012

monthly cap is max 2000 rp naaa?

and this monthly cap is including add-on txns or excluding?

someone told me that we get X points ×4 if we have max 3 add-ons,  it it true?

Finance Ninja Finance Ninja
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@mschahar Bob Snapdeal gives 2.5% upto 33333 and after that flat unlimited 1% cashback.

Bob Snapdeal 2.5% is upto 2000 reward point, 2000 limit is for bonus points, which is 6 for every 100, not 10. So, limit is 33333.

That 2000 points is for 6 per 100 and not 10 per 100. People often confuse it with 10 per 100 and calculate as 20K limit. But it's 6 per 100, so 33333 is limit.

All other BOB Cards Reward info -

For Eterna, there is 5000 limit on bonus points. But that is calculated only on 12 per 100, not 15 per 100. So it gives total 6250 (1250 regular + 5000 bonus) points on 41667.

For HPCL, there is 1000 limit on bonus points. But that is calculated only on 8 per 150, not 10 per 150. So it gives total 1250 (250 regular + 1000 bonus) points on 18750.

For Snapdeal, there is 2000 limit on bonus points. But that is calculated only on 6 per 100, not 10 per 100. So it gives total 3333 (1333 regular + 2000 bonus) points on 33333.
198 Comments  |  
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Deal Captain Deal Captain
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@Nayak420 @abhishek012 @G0KU

Benevolent Benevolent
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Some People Have Bank Transfer Options , They Are Lucky If Having A Snapdeal Card.

Deal Subedar Deal Subedar
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Payzapp is cheater app, once loaded very difficult to use that amount.
Finance Ninja Finance Ninja
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Enjoy.

Deal Hunter Deal Hunter
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Even au lit is also chargeless for me using since month starting almost 1 lakh used in cc bill pay via cred/mobikwik

View 38 more replies
Deal Cadet Deal Cadet
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check other bank cards also

Deal Cadet Deal Cadet
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Bob are notorious these days. They are monitoring the transactions of unspecified MCCs.

Deal Lieutenant Deal Lieutenant
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Not working. Getting technical error. @dear4you @abhishek012

Deal Subedar Deal Subedar
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Great 

Deal Newbie Deal Newbie
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Have au lit card provides reward points on wallet loads?

Deal Hunter Deal Hunter
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Yes always if u have activated 5x/10x feature

Comrade Comrade
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@abhishek012 : Any way to transfer Airtel Wallet to bank transfer. [I donot have Airtel - saving bank account ].

Amount approx 5000 lying since 8-10 months.

I tried Mobikwik 1000 load - But getting error always.

Mujhe aaise laga -  shayad aapko pata hoga .. So tagged you.

NOTE: not sure - payzapp mein load hoga ki nahi. and payzapp se nikalna is also difficult.

Finance Ninja Finance Ninja
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Amazon full kyc wallet me Airtel net banking option se nahi ho raha hai ?

Airtel wallet use bhi access kar sakte hai. choose Airtel net banking option and login and pay.
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Deal Cadet Deal Cadet
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For which MCC you get 2.5% on BOB Snapdeal.

Deal Cadet Deal Cadet
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Even after loading, to transfer into bank again charges.

Critic Critic
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It is meant for paying cc bills with rewards not money rotation.
View 4 more replies
Deal Cadet Deal Cadet
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add money to payzapp wallet with BOB SD cc will give 1% cb?

Deal Subedar Deal Subedar
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2.5%

Deal Newbie Deal Newbie
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Any idea how come they are allowing only Bob snapdeal card? What's happening?

Deal Lieutenant Deal Lieutenant
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+1 

Good question, i would like to know the answer smile

any other card like this?
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Deal Newbie Deal Newbie
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How to get WALLET UPI?  I don't see that in my app.  

Blaze Blaze
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pay credit card bill by bill desk QR payment option using Payzapp wallet upi
Deal Subedar Deal Subedar
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Which app to use for billpay qr?

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Finance Mentor Finance Mentor
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Tag me if any other cc is confirmed to be working like this... don't have bob or au cc...

Deal Lieutenant Deal Lieutenant
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+1
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Deal Lieutenant Deal Lieutenant
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VU+ for the nice info:)

Deal Subedar Deal Subedar
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what's wrong with payzapp, just after one transfer it shows the daily transfer limit exceeded. neutral_face

Deal Subedar Deal Subedar
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Try after 1 day, It'll allow

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Deal Newbie Deal Newbie
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Checked BOB HPCL and Indus Rupay Cards, Both showing Zero charges.

maybe few rupay bin's getting excluded.

Commentator Commentator
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We can add money to wallet, but to transfer back to bank account without any changes?

Finance Ninja Finance Ninja
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Full kyc user use Payzapp Wallet UPI ands transfer to any merchant UPI or pay CC bill via Cred or Mobikwik.

Cred or Mobikwik >> cc bill pay >> payment option choose Payzapp UPI and when Payzapp app open choose Payzapp Wallet UPI.
View 7 more replies
Helpful Helpful
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stucked with 14K. getting error in authentication (FULL KYC PAYZAPP)

WhatsAppImage2024-08-22at13.57.24

Finance Ninja Finance Ninja
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Wallet UPI ?

first check on your wallet section, UPI is activate and check balance there and try again.

Note - new UPI register limit is also 5k for next 24-48hrs.

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Deal Lieutenant Deal Lieutenant
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So 20k is the amount we need to load to take advantage of 500 capped rewards ?

Deal Lieutenant Deal Lieutenant
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yes
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Deal Newbie Deal Newbie
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Not working getting error 

Deal Lieutenant Deal Lieutenant
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shows error with AU card so this loop hole is dead for AU cards

Deal Cadet Deal Cadet
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Payment failed? Try with lower amount.

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Deal Cadet Deal Cadet
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how much rewards points or cashback can be claimed during one billing cycle in bob snapdeal cc ?

Deal Lieutenant Deal Lieutenant
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2000 points mean 20k transaction amount
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Community Angel Community Angel
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Guys which merchant name giving cb? I am getting payzapp wallet name I don't think it will give cb

Finance Mentor Finance Mentor
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working for millennia/neu/apay/onecard/rbl/yesbank etc?

Helpful Helpful
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1.76% charges
Deal Cadet Deal Cadet
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Getting error whenever trying to load, can anyone confirm whether it is working with saved cards only or allowing to load by adding new cards also?

Deal Newbie Deal Newbie
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Check the option save card and then load it.

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Deal Newbie Deal Newbie
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Expired likh do

Helpful Helpful
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Just loaded now

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