Person to Person UPI transaction charges

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Deal Newbie
desidimerdime

Recently my bank (ICICI) charged me with INR 103.25 as Person to Person UPI charge for the month of June 2020. Any suggestion by which I can avoid these charges?

There is a cap of 20 free person to person UPI transactions post which I will be charged INR 2.20 for each transaction UPI P2P transaction below INR 1000 and INR 5 for each transaction above INR 1000.

I use to send money daily 2 times from one amazon account to another for availing the daily cashback on money transfer and scan & pay in amazon.

Also, if I send money to PAYTM MERCHANT (which I have enrolled myself in), will I be charged with these transaction charge?

Please help.Need guidance.

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If you transfer to merchant account then no charges.

replyuser
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