Personal Loan Advice

65°
Deal Cadet
alexhunter789

I am looking for advice on personal loan. some of you might have taken it. this is my first time for taking any sort of loan. 
amount is for like 2 or 3 Lakhs. tenure will be for 2 or 3 years. I dont want to check on any banks app since they will start calling and pitching for loan which I dont want. so pls suggest me which bank I should go for, My cibil is 770+ or so. 
also I want to know if I need to pay any charges if I pay all my loan in 1 year. also drop suggestions if I am missing anything. 

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if you have any trusted friends/family, take from them. Anyone will give for 7-10% interest rate.

Deal Cadet Deal Cadet
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LOL. U won't get anywhere below 3% per month from trust basis

My friends are pending at lower rates 5% per month. 

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Deal Cadet Deal Cadet
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Try Navi. It's probably cheapest

Deal Subedar Deal Subedar
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Probably the extortionate

Deal Cadet Deal Cadet
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that is why you should relation with banks. I get offers every day for 12 lakhs instant loan at 0.99% zero processing. IDFC had offer till last week fee reversed as cashback for 3 months they charge around 2.4% for 92k loan.

Investor Guru Investor Guru
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ROI?
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