As UPI rewards are mostly dying, I want to use Credit Card for small day to day payments.
Most merchants around me are on PhonePe and so if I can use PhonePe wallet, it might be beneficial to use a CC to load the wallet, if the card gives some sort of reward for the wallet load. I noticed that PhonePe is charging 2% + GST for the load, so if anyone rewards more than it, it'll work.
I'm looking to load like only 3000 Rs a month.
I have following cards available with me
1. SBI Cashback
2. HDFC Millennia
3. IDFC First
4. SBI SimplyClick
5. IndusInd Legend
6. AU LIT
7. RBL Platinum Delight
8. YesBank FinBooster
9. BoB One Card
Can anyone suggest me the best way to load PhonePe wallet?
Research Ur Self Which Card Offers More Than 2% Rewards ??
Idfc Offers 1.5Rupee For Every 150 Spent And Pay Bill Via cheQ To Get 1% + Extra Reward Points If Paid By Debit Card.
Get a card on rupay variant
UnderNation wrote:Yes, But many of the Cards don't give rewards if it's a wallet load.Research Ur Self Which Card Offers More Than 2% Rewards ??
Idfc Offers 1.5Rupee For Every 150 Spent And Pay Bill Via cheQ To Get 1% + Extra Reward Points If Paid By Debit Card.
Epsilon_delta wrote:Any LTF suggestions?Get a card on rupay variant
redeemed reward points and closed the idfc first millenia next day after raising ticket from app, redemptions charges se bacch gya. got no call from retension team.
Epsilon_delta wrote:Do we get same rewards for using Rupay credit cards via UPI? Any limitations on benefits?Get a card on rupay variant
Epsilon_delta wrote:My CIBIL is OK, bro. I am aware of the Cool-off period too. Mind sharing some LTF suggestions?
wait for your cibil to get generated. You will keep applying and keep getting rejected, banks have a cool off period too
Epsilon_delta wrote:
Sorry I got confused between two posts, TATA HDFC Neu is available to many who use tata neu app regularly. I think PNB has some LTF variant available.
I got tata nue plus credit card in just one day because I already have one hdfc card since 1.5yr Try this card
And I got pnb also but it took 35days to get after applying date... Pnb ask for salary pay slips last 2 year ITR it's life time free
Siva1Bopparaju wrote:how did you get tata new card in just one day? dispatched directly after vkyc? no home verification for existing card holder?I got tata nue plus credit card in just one day because I already have one hdfc card since 1.5yr Try this card
And I got pnb also but it took 35days to get after applying date... Pnb ask for salary pay slips last 2 year ITR it's life time free
dev007 wrote:Already I have Hdfc money back+
how did you get tata new card in just one day? dispatched directly after vkyc? no home verification for existing card holder?
is it like
day 1 vkyc completed
day 2 card dispatched
day 3 card delivered?
Siva1Bopparaju wrote:
Already I have Hdfc money back+
Day 1-- I applied for tata nue play credit card it asked either salaried or self employed I selected salaried then company name and I applied selected rupay card and it displays as ' bank take 2-3 days to review your application '
Day 2-- Got Your approved tata neu card is here click to get virtual card and I got 'Virtual card' with 5000 limit(it will change to primary card limit in 7 days)
Day 4- Card Dispatched
Day 6-- Got physical card
No VKY for Me
