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please share best cc to pay nps
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Axis flipkart 1 5%
axis magnus, standard chartered ultimate, IDFC select etc you may use if you are having
How to avoid additional charges for CC payment on NPS?
tanvi.dhotre0146 wrote:Axis flipkart 1 5%
I use this and then pay back using hdfc platinum DC for 1% more.
LG50 wrote:Dont pay via CC...very simple solution.How to avoid additional charges for CC payment on NPS?
LG50 wrote:More than additional charge you should worry about whether even to invest in nps during lifetime market highs because that would cost you much more in the long term than getting some chump change credit card cb in comparison now.How to avoid additional charges for CC payment on NPS?
guest_999 wrote:
More than additional charge you should worry about whether even to invest in nps during lifetime market highs because that would cost you much more in the long term than getting some chump change credit card cb in comparison now.
NPS allows portfolio switches. This risk can be covered by reducing Equity to 0% and shifting completely to debt. This can also help in converting the unrealised capital gains in equity to debt investments without paying any tax.
Xhaster wrote:Where is the cashback credited and when.
SC smart CC 2% upto 1000, so 50k you can pay from that.
My first statement is yet to generate. Cannot see cb anywhere as of now.
coolboyzhavingfun780 wrote:You have to login to 360 platform and redeem from there, then if will reflect in your next statement. Read your card terms and conditions bro
Where is the cashback credited and when.
My first statement is yet to generate. Cannot see cb anywhere as of now.
coolboyzhavingfun780 wrote:Validity is 1 year, not sure and you have to redeem first time maybe 1000 or 1200 points and after that in the multiple of 500.
Whats the validity of these reward point, it showing me 480. What if I want to redeem at once say after 10/12 months?
Check once
panchabhut wrote:There are limits on this depending on your subscription type: individual vs corporate/psu/govt. I think for psu/govt employees such switch is limited to 2 times in a financial year.NPS allows portfolio switches. This risk can be covered by reducing Equity to 0% and shifting completely to debt. This can also help in converting the unrealised capital gains in equity to debt investments without paying any tax.
guest_999 wrote:Earlier 2 switch per year was allowed. Effective from July 22, 4 per year is allowed. Applicable for all, no distinction for PSU/Govt.
There are limits on this depending on your subscription type: individual vs corporate/psu/govt. I think for psu/govt employees such switch is limited to 2 times in a financial year.
panchabhut wrote:Which FM r u using? Hdfc?
Earlier 2 switch per year was allowed. Effective from July 22, 4 per year is allowed. Applicable for all, no distinction for PSU/Govt.
And what is ur current allocation ?
panchabhut wrote:ICICI.
Allocation was 60-25-15 since start of covid lockdown. Revised allocation to 15-60-25 this month. Will increase equity again when markets cool down.
60-25-15 15-60-25 Equity, CorpBond, Gilt?
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Axis ace stopped 2% from 15th Nov.. please do it with caution. M not sure of fk axis.. but for ace all cb on govt services will not be given post 15th..had seen this msg somewhere on website and dd also

NPS allows portfolio switches. This risk can be covered by reducing Equity to 0% and shifting completely to debt. This can also help in converting the unrealised capital gains in equity to debt investments without paying any tax.