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Points earning revision in HDFC Infinia, Diners and Regalia Card Holders

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nipun1188


https://offers.smartbuy.hdfcbank.com/offer_deta...

Please go through above link for detailed description of points earning revision in various HDFC Cards

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Deal Cadet Deal Cadet
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It says Regalia card point value is 0.5.. ?

Analyst Analyst
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hemant_111 wrote:

It says Regalia card point value is 0.5.. ?

Yes it is for hotels and flights But for gift cards it is 0.35

Deal Cadet Deal Cadet
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Anyway we can get hotel and flight at better discount by other cards

Cool Cool
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Hdfc chor h

Deal Lieutenant Deal Lieutenant
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raman12 wrote:

Hdfc chor h

gali gali mein shor hai, hdfc bank chor hai XD

My Regalia CC is a complete joke now

Cool Cool
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BlueFlash wrote:

gali gali mein shor hai, hdfc bank chor hai XD

My Regalia CC is a complete joke now

Same here.
Thinking of donating my reward points. Any option?
Hdfc tumse na ho payega, tum bas platinum dc band mat karna

Deal Cadet Deal Cadet
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BlueFlash wrote:

gali gali mein shor hai, hdfc bank chor hai XD

My Regalia CC is a complete joke now

hopefully during smartbuy extra savings day sale you would get 10X for instant vouchers , hdfc might soon start pushing upgrades to infinia 😊  given Galaxia can  enter market at any point now 

Analyst Analyst
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BlueFlash wrote:

gali gali mein shor hai, hdfc bank chor hai XD

My Regalia CC is a complete joke now

I received DCB (earlier Regalia) today in the morning, can’t beat my horoscope

Analyst Analyst
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sri222 wrote:

https://livefromalounge.com/hdfc-bank-cards-poi...

For Regalia on Amazon, it was mentioned 5.3% value. Isn’t it below 5% ?

Below 5% if you redeem them for Gift Cards, as for a transaction of 10000 it translates around 1300~1350 reward points. For Gift Cards it is 1300*0.35~455(4.55%) Cashback and For Flights/Hotels it is 1300*0.5~650(6.5%) I can’t understand how in article it is saying 5.3%, maybe I’m taking the reward points wrong as it could be more than 1300 but according to me that’s the cashback value now.

Deal Cadet Deal Cadet
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sri222 wrote:

https://livefromalounge.com/hdfc-bank-cards-poi...

For Regalia on Amazon, it was mentioned 5.3% value. Isn’t it below 5% ? @Knight11

I always convert them to actual value that I am getting from the reward points.

Here, he has just converted the additional 4x points to 5.3 rupee for flights, which is right. But it is not same as 5.3% cashback.

As there are discounts on flights, redemption charges, time to accumulate reward points (interest), 30% of flight needs to be paid by card. The effective value of total 5x reward points come down to 4-4.5% only.

Deal Subedar Deal Subedar
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Knight11 wrote:

I always convert them to actual value that I am getting from the reward points.

Here, he has just converted the additional 4x points to 5.3 rupee for flights, which is right. But it is not same as 5.3% cashback.

As there are discounts on flights, redemption charges, time to accumulate reward points (interest), 30% of flight needs to be paid by card. The effective value of total 5x reward points come down to 4-4.5% only.

My friend has Money back card and he got upgrade offer to Regalia.
He use the card only for Amazon orders via Smartbuy (5% CB). With Regalia 5X rewards on Amazon orders, the value will be less than 5%. Isn’t it ? And it’s better to skip the upgrade ?

Super Stud Super Stud
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sri222 wrote:

My friend has Money back card and he got upgrade offer to Regalia.
He use the card only for Amazon orders via Smartbuy (5% CB). With Regalia 5X rewards on Amazon orders, the value will be less than 5%. Isn’t it ? And it’s better to skip the upgrade ?

bro,
moneyback upgrade to regalia or regalia first?

Deal Subedar Deal Subedar
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xxxyyyzzz wrote:

bro,
moneyback upgrade to regalia or regalia first?

Regalia

Deal's Advocate Deal's Advocate
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I have a moneyback cc for 5 months now.. when can I expect card upgrade?
I need millennia cc on upgrade..is that possible?

Deal's Advocate Deal's Advocate
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Deal's Advocate Deal's Advocate
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Deal's Advocate Deal's Advocate
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Deal Newbie Deal Newbie
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wow ! I just redeem my points of regalia past week and upgrade it to millania today I will receive my card 

Deal Cadet Deal Cadet
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Amrit-dada-13. wrote:

wow ! I just redeem my points of regalia past week and upgrade it to millania today I will receive my card 

but millenia is not ltf

Deal Newbie Deal Newbie
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Rakesh1034 wrote:

but millenia is not ltf

yes but I spoke to RM she said if I attached my utility bill with this card it will LTF. Or if I spent 1 lakh per year so this card is free that year 

Deal Cadet Deal Cadet
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sri222 wrote:

My friend has Money back card and he got upgrade offer to Regalia.
He use the card only for Amazon orders via Smartbuy (5% CB). With Regalia 5X rewards on Amazon orders, the value will be less than 5%. Isn’t it ? And it’s better to skip the upgrade ?

Yes, keep the money-back card for now.

Deal Newbie Deal Newbie
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smartbuy offer rules have changed . Massive degradation of almost all CC.

no more 10X on flight bookings.😭

    1. Get accelerated Reward points on HDFC Bank Infinia, Diners Black, Regalia & Diners Privilege Credit Card or Cashback on other HDFC Bank Credit Cards and all HDFC Bank Debit Card on transacting through SmartBuy as per the structure below-

    Category

    Infinia
    (Reward points)

    Diners Black
    (Reward Points)

    Regalia & Diners Privilege
    (Reward Points)

    Offer on other HDFC Bank Credit Card/ Debit Card /PayZapp Wallet
    (CashBack)

    Amazon

    5X

    3X

    5X

    5%

    Flights
    (via Cleartrip & Yatra)

    5X

    5X

    5X

    5%

    Hotels
    (via Cleartrip)

    10X

    10X

    10X

    5%

    MakeMyTrip (Hotels)

    10X

    10X

    10X

    5%

    IRCTC

    3X

    3X

    3X

    5%

    RedBus

    5X

    5X

    5X

    5%

    Instant Voucher

    5X

    3X

    5X

    5%

    Apple Tresor

    5X

    3X

    5X

    5%

    Flipkart

    3X

    2X

    3X

    1%



    2. Maximum benefit that could be earned per card in a calendar month/ in a day is as below


    HDFC Bank Card Type

    Maxcap per calendar month

    Max per Day

    Infinia
    (Reward Points)

    15,000

    7,500

    Diners Black
    (Reward Points)

    7,500

    2,500

    Regalia & Diners Privilege
    (Reward Points)

    4,000

    2,000

    Other Credit Card (CashBack)

    Rs.1,000

    NA

    Debit Card
    (CashBack)

    Rs.1,000

    NA

    PayZapp wallet (CashBack)

    Rs.1,000

    NA



    Note – A day is considered as a settlement date



    3. Reward points or Cashback will be posted within 90 working days from the last date of transaction month.



    4. The eligible Reward point / cashback for credit card will be posted on respective card account. The eligible cashback for debit card transactions will be posted as cashback points. Visit Net Banking to redeem these on card account.

Kolkata Knight Riders Kolkata Knight Riders
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Good morning bro. Life’s busy right?


DD was the only place which leaked the news days ago. Do a simple search please 

Deal Cadet Deal Cadet
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Time to move to a better CC.. Any suggestions for me…? I have infinia

Cool Cool
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90 days too long to get cash back 😌

Deal Subedar Deal Subedar
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desiman wrote:

90 days too long to get cash back 😌

Reward points or Cashback will be posted within 90 working days from the last date of transaction month.
It means 4 to 5 months.

Deal Cadet Deal Cadet
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Anyone know what points is reduced for diners black credit card.Please explain.

replyuser
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