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Points earning revision in HDFC Infinia, Diners and Regalia Card Holders

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Deal Cadet
nipun1188


https://offers.smartbuy.hdfcbank.com/offer_deta...

Please go through above link for detailed description of points earning revision in various HDFC Cards

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Deal Cadet Deal Cadet
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It says Regalia card point value is 0.5.. ?

Analyst Analyst
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Yes it is for hotels and flights But for gift cards it is 0.35

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Deal Cadet Deal Cadet
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Anyway we can get hotel and flight at better discount by other cards

Helpful Helpful
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Hdfc chor h

Critic Critic
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gali gali mein shor hai, hdfc bank chor hai XD

My Regalia CC is a complete joke now

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Crusader Crusader
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I have a moneyback cc for 5 months now.. when can I expect card upgrade?
I need millennia cc on upgrade..is that possible?

Crusader Crusader
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Crusader Crusader
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Crusader Crusader
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Deal Cadet Deal Cadet
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wow ! I just redeem my points of regalia past week and upgrade it to millania today I will receive my card 

Deal Cadet Deal Cadet
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but millenia is not ltf

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Deal Newbie Deal Newbie
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smartbuy offer rules have changed . Massive degradation of almost all CC.

no more 10X on flight bookings.😭

    1. Get accelerated Reward points on HDFC Bank Infinia, Diners Black, Regalia & Diners Privilege Credit Card or Cashback on other HDFC Bank Credit Cards and all HDFC Bank Debit Card on transacting through SmartBuy as per the structure below-

    Category

    Infinia
    (Reward points)

    Diners Black
    (Reward Points)

    Regalia & Diners Privilege
    (Reward Points)

    Offer on other HDFC Bank Credit Card/ Debit Card /PayZapp Wallet
    (CashBack)

    Amazon

    5X

    3X

    5X

    5%

    Flights
    (via Cleartrip & Yatra)

    5X

    5X

    5X

    5%

    Hotels
    (via Cleartrip)

    10X

    10X

    10X

    5%

    MakeMyTrip (Hotels)

    10X

    10X

    10X

    5%

    IRCTC

    3X

    3X

    3X

    5%

    RedBus

    5X

    5X

    5X

    5%

    Instant Voucher

    5X

    3X

    5X

    5%

    Apple Tresor

    5X

    3X

    5X

    5%

    Flipkart

    3X

    2X

    3X

    1%



    2. Maximum benefit that could be earned per card in a calendar month/ in a day is as below


    HDFC Bank Card Type

    Maxcap per calendar month

    Max per Day

    Infinia
    (Reward Points)

    15,000

    7,500

    Diners Black
    (Reward Points)

    7,500

    2,500

    Regalia & Diners Privilege
    (Reward Points)

    4,000

    2,000

    Other Credit Card (CashBack)

    Rs.1,000

    NA

    Debit Card
    (CashBack)

    Rs.1,000

    NA

    PayZapp wallet (CashBack)

    Rs.1,000

    NA



    Note – A day is considered as a settlement date



    3. Reward points or Cashback will be posted within 90 working days from the last date of transaction month.



    4. The eligible Reward point / cashback for credit card will be posted on respective card account. The eligible cashback for debit card transactions will be posted as cashback points. Visit Net Banking to redeem these on card account.

Tech Guru Tech Guru
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Good morning bro. Life’s busy right?


DD was the only place which leaked the news days ago. Do a simple search please 

Deal Cadet Deal Cadet
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Time to move to a better CC.. Any suggestions for me…? I have infinia

Benevolent Benevolent
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icici platinum…

once you have that card you will never bother about reward points and all.  Peace of mind 

Deal Major Deal Major
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90 days too long to get cash back 😌

Deal Subedar Deal Subedar
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Reward points or Cashback will be posted within 90 working days from the last date of transaction month.
It means 4 to 5 months.

Helpful Helpful
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Anyone know what points is reduced for diners black credit card.Please explain.

Helpful Helpful
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Do we have Amazon gift card discount in Smartbuy for other hdfc credit card?

Finance Ninja Finance Ninja
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Me who Just have HDFCBusiness MoneyBack Credit Card😝with 75000 Limit from Past 1.4 Years!

Helpful Helpful
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That is why this bank was freely giving credit cards and Amazon vouchers to every new user angry

Deal Cadet Deal Cadet
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i have regalia card

i have upgrade offer to millenia card

showing annual fee as 1000 didnt mentioned is it for 1st year or for second year onwards

i have 9620 reward points which equals to 1920 cash

if i upgrade the reward points transfered to millenia was only 4810 points(50%)

my doubt is generally in millenia card 1 reward point = 1 rupee (may be i am wrong)

if i upgrade the card those 4810 will be 4810 rs or how those reward points are valued

what shld i do ?

shld i upgrade?

is millennia card better than regalia?

if i shld i upgrade ?

shld i redeem the points first or what shld i do?

Tech Guru Tech Guru
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If the features of Millennia CC seems useful to you, then upgrade. Each card has it’s own advantages, so if the features are useful to you, judge for yourself.
https://www.hdfcbank.com/personal/pay/cards/mil...

Regalia 9620 RP if redeemed against Hotels/Flights convert to 50% value = 4810 usuable upto 70% of the total fare.

If you upgrade and get ₹ 4810 in your Millennia CC, you can easily adjust the whole amount against your CC statement, which might be quite profitable.

Do not redeem your points first.. get the millennia cc if you want, then redeem against the new cc.

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