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Points earning revision in HDFC Infinia, Diners and Regalia Card Holders

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Deal Cadet
nipun1188


https://offers.smartbuy.hdfcbank.com/offer_deta...

Please go through above link for detailed description of points earning revision in various HDFC Cards

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Deal Cadet Deal Cadet
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Do we have Amazon gift card discount in Smartbuy for other hdfc credit card?

Deal Cadet Deal Cadet
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andromeda wrote:

I received DCB (earlier Regalia) today in the morning, can’t beat my horoscope

Is DCB card life time free card or spend 5l for annual fee waiver.I see this card is tied to my account.Can we go with this card.please suggest and share what point were reduced for this card in recent deduction.

Tech Guru Tech Guru
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aneelg wrote:

Is DCB card life time free card or spend 5l for annual fee waiver.I see this card is tied to my account.Can we go with this card.please suggest and share what point were reduced for this card in recent deduction.

mine is a LTF variant under alumini offer.

Refer this for the new rewards https://offers.smartbuy.hdfcbank.com/offer_deta...

The PostMighty The PostMighty
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Me who Just have HDFCBusiness MoneyBack Credit Card😝with 75000 Limit from Past 1.4 Years!

Cool Cool
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That is why this bank was freely giving credit cards and Amazon vouchers to every new user angry

Deal Subedar Deal Subedar
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satswid wrote:

Time to move to a better CC.. Any suggestions for me…? I have infinia

icici platinum…

once you have that card you will never bother about reward points and all.  Peace of mind 

Pro Shopping Friend Pro Shopping Friend
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andromeda wrote:

I received DCB (earlier Regalia) today in the morning, can’t beat my horoscope

after 3 months dump DCB ask for Infinia, tell them merchants are not accepting in your location


Tech Guru Tech Guru
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caks2006407 wrote:

after 3 months dump DCB ask for Infinia, tell them merchants are not accepting in your location


Yes I’m yet to experience it’s acceptance

Deal Cadet Deal Cadet
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caks2006407 wrote:

after 3 months dump DCB ask for Infinia, tell them merchants are not accepting in your location


I’ve done this. HDFC gives Regalia LTF
Infinia requires annual spends of 10L+ each in the last 2 years, and is paid

Deal Cadet Deal Cadet
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i have regalia card

i have upgrade offer to millenia card

showing annual fee as 1000 didnt mentioned is it for 1st year or for second year onwards

i have 9620 reward points which equals to 1920 cash

if i upgrade the reward points transfered to millenia was only 4810 points(50%)

my doubt is generally in millenia card 1 reward point = 1 rupee (may be i am wrong)

if i upgrade the card those 4810 will be 4810 rs or how those reward points are valued

what shld i do ?

shld i upgrade?

is millennia card better than regalia?

if i shld i upgrade ?

shld i redeem the points first or what shld i do?

Deal Subedar Deal Subedar
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chinturavula983 wrote:

i have regalia card

i have upgrade offer to millenia card

showing annual fee as 1000 didnt mentioned is it for 1st year or for second year onwards

i have 9620 reward points which equals to 1920 cash

if i upgrade the reward points transfered to millenia was only 4810 points(50%)

my doubt is generally in millenia card 1 reward point = 1 rupee (may be i am wrong)

if i upgrade the card those 4810 will be 4810 rs or how those reward points are valued

what shld i do ?

shld i upgrade?

is millennia card better than regalia?

if i shld i upgrade ?

shld i redeem the points first or what shld i do?

If the features of Millennia CC seems useful to you, then upgrade. Each card has it’s own advantages, so if the features are useful to you, judge for yourself.
https://www.hdfcbank.com/personal/pay/cards/mil...

Regalia 9620 RP if redeemed against Hotels/Flights convert to 50% value = 4810 usuable upto 70% of the total fare.

If you upgrade and get ₹ 4810 in your Millennia CC, you can easily adjust the whole amount against your CC statement, which might be quite profitable.

Do not redeem your points first.. get the millennia cc if you want, then redeem against the new cc.

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