points not getting credited to hdfc platinum debit card

Points are valid for 1 year, not 1 month. I usually collect platinum debit card points and redeem once in ~6-7 months

I think you can redeem 500 now and later remaining in next month. 750 limit is for earning cashback, not for redeeming. It can be redeemed anytime in 12 months.

Knight11 wrote:

I think you can redeem 500 now and later remaining in next month. 750 limit is for earning cashback, not for redeeming. It can be redeemed anytime in 12 months.

nxt month(feb) ka 750 points and iss month ka 250 claim kr skta hu kya feb mae?

adi22raj wrote:

nxt month(feb) ka 750 points and iss month ka 250 claim kr skta hu kya feb mae?

Yes, you can claim even 5000 points at one go. It just needs to be in multiples of 250.

saxena_ wrote:

Points are valid for 1 year, not 1 month. I usually collect platinum debit card points and redeem once in ~6-7 months

actually, hr month 75k ka bill pay krta hu so problem yhi hai ki nxt month 750 pr iss month ka 250 sb ek saath claim kr skta hu nxt month mae

edit: got the answer

Seinfeld wrote:

Yes, you can claim even 5000 points at one go. It just needs to be in multiples of 250.

thnx bro 
but points aa kyu nhi rhe mujhe whi smjh nhi aa rha

adi22raj wrote:

actually, hr month 75k ka bill pay krta hu so problem yhi hai ki nxt month 750 pr iss month ka 250 sb ek saath claim kr skta hu nxt month mae

There is no capping in redeeming points. You can redeem 500 now. Rest in next month

adi22raj wrote:

thnx bro 
but points aa kyu nhi rhe mujhe whi smjh nhi aa rha

It has been 2 days only. Sometimes take 3-4 days also.

adi22raj wrote:

actually, hr month 75k ka bill pay krta hu so problem yhi hai ki nxt month 750 pr iss month ka 250 sb ek saath claim kr skta hu nxt month mae

edit: got the answer

हर month किस चीज का 75k bill भरते हों?

Baaap wrote:

हर month किस चीज का 75k bill भरते हों?

total 3 debit cards hai

aur saare friends se unka credit bill leke mae hi pay krta😃

adi22raj wrote:

total 3 debit cards hai

aur saare friends se unka credit bill leke mae hi pay krta😃

तुम्हारे कहने का मतलब 3 credit card है और friend के भी सारे credit card के bill तुम ही भरते हों बराबर ना?

adi22raj wrote:

total 3 debit cards hai

aur saare friends se unka credit bill leke mae hi pay krta😃

bro 75k*3 = 2.25L inbound txns to your accounts might raise some tax queries. Just be careful with that 27L

Even if you are not using the offer in full, 1/2 will also be problematic.

Seinfeld wrote:

bro 75k*3 = 2.25L inbound txns to your accounts might raise some tax queries. Just be careful with that 27L

Even if you are not using the offer in full, 1/2 will also be problematic.

check dm

Seinfeld wrote:

bro 75k*3 = 2.25L inbound txns to your accounts might raise some tax queries. Just be careful with that 27L

Even if you are not using the offer in full, 1/2 will also be problematic.

Kyu Dara rahe ho bechare ko bhai

adi22raj wrote:

total 3 debit cards hai

aur saare friends se unka credit bill leke mae hi pay krta😃

Income tax bhara Karo and make sure your friends pay you by digital mode only(so that they have transaction trails)otherwise could create Problems.

bhopali91355 wrote:

Income tax bhara Karo and make sure your friends pay you by digital mode only(so that they have transaction trails)otherwise could create Problems.

october mae toh job lga hai
digital method se pay krte
3 debit card mae se ek mera hai baaki do close friends ke and relatives ke bill and friends ke bil collect krke pay krta

adi22raj wrote:

october mae toh job lga hai
digital method se pay krte
3 debit card mae se ek mera hai baaki do close friends ke and relatives ke bill and friends ke bil collect krke pay krta

As long as you have digital trail of money and your relatives and close friends pay Income tax(if comes in >2.5l slab) then no problem.

bhopali91355 wrote:

As long as you have digital trail of money and your relatives and close friends pay Income tax(if comes in >2.5l slab) then no problem.

Just as a young boy (who just got into some income) getting that notice seems like a big thing.

I remember my first notice was due to cc bill pay of 2L+ in a year and yet not filing income tax, though I had a lowly income. I had to take the extra headache of a consultant and send a reply via registered post.

@adi22raj , Bro my intention was not to scare you. Just a friendly  nudge. I too have 3 platinum DC. Also there are several other ways to do similar things with the colleague and friends base I have. Just that I try my best to steer clear of any IT headaches I might have if I’m aware of. For example.. I always make sure friends and family pays to my CC directly, if I’m helping them out in any ways with cc. Any money coming to me shouldn’t be in my bank account.

eg. if I take money out of my Amex card for the 4txns, I pay off the cc bill directly from the paytm. No money touching my bank accs.

Maybe I am not failsafe, just want to be as much careful as I can.

Seinfeld wrote:

Just as a young boy (who just got into some income) getting that notice seems like a big thing.

I remember my first notice was due to cc bill pay of 2L+ in a year and yet not filing income tax, though I had a lowly income. I had to take the extra headache of a consultant and send a reply via registered post.

@adi22raj , Bro my intention was not to scare you. Just a friendly  nudge. I too have 3 platinum DC. Also there are several other ways to do similar things with the colleague and friends base I have. Just that I try my best to steer clear of any IT headaches I might have if I’m aware of. For example.. I always make sure friends and family pays to my CC directly, if I’m helping them out in any ways with cc. Any money coming to me shouldn’t be in my bank account.

eg. if I take money out of my Amex card for the 4txns, I pay off the cc bill directly from the paytm. No money touching my bank accs.

Maybe I am not failsafe, just want to be as much careful as I can.

thnx bro for your suggestion 🙏🏻
ab se dhyaan rakhta aur yhi krta

points still not credited 

Points are generally credited within 24 hours. For me also took 3 days and not credited.

kranti1 wrote:

Points are generally credited within 24 hours. For me also took 3 days and not credited.

yeah bro not credited for me also in my and my friends debit card
@Seinfeld any idea…wait or contact with the bank?

adi22raj wrote:

yeah bro not credited for me also in my and my friends debit card
@Seinfeld any idea…wait or contact with the bank?

I guess if a week has passed after payment reflection on the CC, then contact with bank.
I have even received for my txn on 31st Jan. So must be some issue on their end.

Notes:

Email comes with the following in Body: 

Thank you for using your HDFC Bank Debit Card ending XXXX for Rs 10000.00 at HDFCBILLPAY on 31-01-2022 HH:MM:SS.

Just make sure DC was used and you haven’t already utilised the 75k quota on that DC in that calendar month.

adi22raj wrote:

total 3 debit cards hai

aur saare friends se unka credit bill leke mae hi pay krta😃

3 debit card kaise mila

kranti1 wrote:

Points are generally credited within 24 hours. For me also took 3 days and not credited.

check points credited

rohit_agarwal wrote:

3 debit card kaise mila

mere saare friends abhi joining kiye hai toh unke company ne hdfc mae account open kraya aur ye card mila so mae use kr leta unka card

Seinfeld wrote:

I guess if a week has passed after payment reflection on the CC, then contact with bank.
I have even received for my txn on 31st Jan. So must be some issue on their end.

Notes:

Email comes with the following in Body: 

Thank you for using your HDFC Bank Debit Card ending XXXX for Rs 10000.00 at HDFCBILLPAY on 31-01-2022 HH:MM:SS.

Just make sure DC was used and you haven’t already utilised the 75k quota on that DC in that calendar month.

points credited bro

adi22raj wrote:

check points credited

Yes credited now

adi22raj wrote:
points credited bro

how many days did HDFC take to credit your points?