https://www.desidime.com/discussions/possible-to-move-credit-balance-in-1-credit-card-to-another-credit-card-bank-account?page=1#post_9006134
https://www.sc.com/sg/bank-with-us/service-requ...
check if this is available in India
Possible to move credit balance in 1 credit card to another credit card / bank account?
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I have credit balance of 6K in Standard Chartered credit card. This is because i returned the item after i paid the bill. I dont use this card much.
Is it possible to transfer this credit balance to either linked SC bank account or to another credit card?
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https://www.desidime.com/discussions/possible-to-move-credit-balance-in-1-credit-card-to-another-credit-card-bank-account?page=1#post_9006209
IDFC advertises they convert other credit card bills to their card (I even get their spam messages on this). So seems they allow that.
https://www.desidime.com/discussions/possible-to-move-credit-balance-in-1-credit-card-to-another-credit-card-bank-account?page=1#post_9006219
If you are aware of such wallet which allows you to load money using cc and then use the same wallet balance to pay another cc bill
https://www.desidime.com/discussions/possible-to-move-credit-balance-in-1-credit-card-to-another-credit-card-bank-account?page=1#post_9006228
You can directly ask the card issuing authority to transfer the excess amount to your bank account.
https://www.desidime.com/discussions/possible-to-move-credit-balance-in-1-credit-card-to-another-credit-card-bank-account?page=1#post_9006241
Tjs15 wrote:If you are aware of such wallet which allows you to load money using cc and then use the same wallet balance to pay another cc bill
Itna ghum fir ke kyu bhai, Paytm bol do seedha.
https://www.desidime.com/discussions/possible-to-move-credit-balance-in-1-credit-card-to-another-credit-card-bank-account?page=1#post_9006253
You can ask the bank directly to transfer the amount back to you.
https://www.desidime.com/discussions/possible-to-move-credit-balance-in-1-credit-card-to-another-credit-card-bank-account?page=1#post_9024345
Tanmayyy wrote:
You can ask the bank directly to transfer the amount back to you.
The balance was credited to my savings account.
https://www.desidime.com/discussions/possible-to-move-credit-balance-in-1-credit-card-to-another-credit-card-bank-account?page=1#post_9024451
15 years back almost all cards were giving balance transfer offers with 3 to 6 month interest free. I had rotated a lot at that time, paying off a total of about 3 Lakhs in 12 mths without paying any interest.
But have not seen such offers for a long time now.
https://www.desidime.com/discussions/possible-to-move-credit-balance-in-1-credit-card-to-another-credit-card-bank-account?page=1#post_9024574
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Budhe-Baba wrote:The balance was credited to my savings account.
Told you 😛
https://www.desidime.com/discussions/possible-to-move-credit-balance-in-1-credit-card-to-another-credit-card-bank-account?page=1#post_9106152
It is interesting to note that only big / international and should I say moralist banks are offering this facility. Such as Stan c.
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Itna ghum fir ke kyu bhai, Paytm bol do seedha.