https://www.desidime.com/discussions/postpe?page=1#post_8030440
It’s showing my waitlist position 265.
How much limit you got..?
Postpe app by BharatPe
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- Referral link : 1
PostPe – India’s first QR Credit App is here!
Spend Today, Pay Next Month!
0% Interest.
5% Cashback.
Get 5% cb on QR transaction.
Some folks are getting really high credit limit.
PM if anyone needs referral
https://www.desidime.com/discussions/postpe?page=1#post_8030537
I am also on waitlist …but few of my connections got over 5L limit
https://www.desidime.com/discussions/postpe?page=1#post_8030708
Any idea, if this will this reflect in CIBIL report as a loan ? like the other paylater services.
https://www.desidime.com/discussions/postpe?page=1#post_8030742
Pm me referral link
https://www.desidime.com/discussions/postpe?page=1#post_8031451
Checked some reviews on PlayStore and it appears to me that transactions done through PostPe are routed to BharatePe first and then to the merchant making it prone to failures. Some reviews even stated that the app expects users to enter the merchant’s phone number after the scan – I believe this could be (mis)used by BharatPe to push their solutions/QR codes to such merchants.
The PayBack mobile app, incidentally owned by BharatPe uses the same route – first to their own account and then to merchant leading to transaction failures. Worst case, the screen shows PayBack’s UPI ID and not the merchant’s on successful payment.
https://www.desidime.com/discussions/postpe?page=1#post_8031478
im not getting 5%cashback . it 0 for me
https://www.desidime.com/discussions/postpe?page=1#post_8031929
There is an option to send money to bank account. Is it free and payable next month? The FAQ has no details about this feature.
https://www.desidime.com/discussions/postpe?page=1#post_8032425
drjohn wrote:im not getting 5%cashback . it 0 for me
1% cashback is default. You get 5% if you refer 5 members but that too for only one month. You have to keep referring to maintain that 5% so basically it is just 1%.
https://www.desidime.com/discussions/postpe?page=1#post_8033315
https://www.desidime.com/discussions/postpe?page=1#post_8033776
2% charge to send to bank account.
https://www.desidime.com/discussions/postpe?page=1#post_8034172
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drjohn wrote:no default cashback , personally tested
You are right. I referred one person and that’s why I have 1%. And that also resets next month. This app is a new MLM. I don’t understand what is the advantage of this app compared to the Bullet app (temporarily suspended waiting approvals) which works very well.
Also, merchant number should be entered for every UPI transaction which is highly inconvenient.
https://www.desidime.com/discussions/postpe?page=1#post_8034474
Be prepared to take a hit on the credit rating
https://www.desidime.com/discussions/postpe?page=1#post_8034900
panchabhut wrote:Be prepared to take a hit on the credit rating
I apply for different cards, I had at least 3-4 such credit line apps including online Shopping site PayLater accounts. Even when my card usage is higher, my score was down by 2-3 points. My CIBIL score is 800 checked today. Score doesn’t take hit because of loans or credit lines but when there are defaults.
https://www.desidime.com/discussions/postpe?page=1#post_8035558
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LordGane wrote:You are right. I referred one person and that’s why I have 1%. And that also resets next month. This app is a new MLM. I don’t understand what is the advantage of this app compared to the Bullet app (temporarily suspended waiting approvals) which works very well.
Also, merchant number should be entered for every UPI transaction which is highly inconvenient.
it’s useless bro ,wested new cibil entry
https://www.desidime.com/discussions/postpe?page=1#post_8036419
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LordGane wrote:I apply for different cards, I had at least 3-4 such credit line apps including online Shopping site PayLater accounts. Even when my card usage is higher, my score was down by 2-3 points. My CIBIL score is 800 checked today. Score doesn’t take hit because of loans or credit lines but when there are defaults.
Most of these unregulated credit facilities have the habit of wrong reporting to credit agencies which leads to lowering of ratings. There are many threads in this forum itself.
https://www.desidime.com/discussions/postpe?page=1#post_8038322
What are the ways to pay the bill? UPI, net banking, DC, CC?
https://www.desidime.com/discussions/postpe?page=1#post_8048321
teriab33 wrote:Any idea, if this will this reflect in CIBIL report as a loan ? like the other paylater services.
Credit line
https://www.desidime.com/discussions/postpe?page=1#post_8048327
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panchabhut wrote:Most of these unregulated credit facilities have the habit of wrong reporting to credit agencies which leads to lowering of ratings. There are many threads in this forum itself.
Same happened with mobikwik zip account created 5-6 credit lines too worst
https://www.desidime.com/discussions/postpe?page=1#post_8048328
spamkraj609 wrote:What are the ways to pay the bill? UPI, net banking, DC, CC?
Upi NetBanking,dc only
https://www.desidime.com/discussions/postpe?page=1#post_8048335
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naveent178553 wrote:Upi NetBanking,dc only
Slice card is working
https://www.desidime.com/discussions/postpe?page=1#post_8050847
https://www.desidime.com/discussions/postpe?page=1#post_8050857
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naveent178553 wrote:R u sure????
YES . i paid few days ago
https://www.desidime.com/discussions/postpe?page=1#post_8050858
https://www.desidime.com/discussions/postpe?page=1#post_8050859
https://www.desidime.com/discussions/postpe?page=1#post_8050862
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naveent178553 wrote:Super but reverse not working
no reverse not working 
https://www.desidime.com/discussions/postpe?page=1#post_8050863
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naveent178553 wrote:I was unable to use postpe yesterday opened acc only 9.8k used today I was unable to use in mobikwik is there any limits
no idea
https://www.desidime.com/discussions/postpe?page=1#post_8051084
First one was LazyPay Scan & Pay (they did it last year). They just didn’t make a fuss.
Every company thinks they’re the first one to do lol.
https://www.desidime.com/discussions/postpe?page=1#post_8051103
megabull wrote:First one was LazyPay Scan & Pay (they did it last year). They just didn’t make a fuss.
Every company thinks they’re the first one to do lol.
Companies know if they are not first. Yet they publish and claim shamelessly. Acting blind purposefully 🙈.
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