Hot Deal

postpe not refunding money.

371°
Like Magnet
sanketpero

I tried to do credit card payment using my debit card on postpe app.
Transaction failed but money debited .
Bank claims money is claimed by merchant.
I made complaint on consumer forum but postpe not giving damn about it either.
What to do?
I have sent like 9 mails to postpe.
But haven’t received refund yet.

Expired
50 Comments  |  
19 Dimers
  • Sort By
Like Magnet Like Magnet
Link Copied

It’s been almost month.

Rajasthan Royals Rajasthan Royals
Link Copied

why postpe it’s giving only 0.5% CB , why not HDFC Bill desk/Jupiter DC+UPI they give 1% cb

Kolkata Knight Riders Kolkata Knight Riders
Link Copied

Tweet to Ashneer Groven or Tag him along with Postpe People, he is replying to most of the users and blaming company management for such kind of experience to customers, he is like a mediator now😄

Deal Cadet Deal Cadet
Link Copied
shraaj wrote:

Tweet to Ashneer Groven or Tag him along with Postpe People, he is replying to most of the users and blaming company management for such kind of experience to customers, he is like a mediator now😄

Ashneer Grover regarding PostPe:

https://cdn0.desidime.com/attachments/photos/759506/medium/ashneer-grover-memes_61fd13b97b328.jpg?1649928520



Deal Subedar Deal Subedar
Link Copied

no chargeback system in postpe? Like we have in credit card where merchant has to do product or service proof that txn was done. 

Hotshot Hotshot
Link Copied
jambui wrote:

no chargeback system in postpe? Like we have in credit card where merchant has to do product or service proof that txn was done. 

Credit card is an established mode of payment since decades why do people compare bnpl or credit line with them i will never understand flushed .

Deal Subedar Deal Subedar
Link Copied
Expand
vkrmjeet wrote:

Credit card is an established mode of payment since decades why do people compare bnpl or credit line with them i will never understand flushed .

Then why take these products for penny cashback when your money is not secure. 

Hotshot Hotshot
Link Copied
Expand
jambui wrote:

Then why take these products for penny cashback when your money is not secure. 

because people don’t understand the mechanism of these things they see offers/cashback they go toward it.

It isn’t that money is not secure the problem is that there are many layers these apps have tie ups with banks that issue prepaid card and lending institutions that provide money.
Even if they want to they can’t become credit cards because it is a single entity in this case even if these apps raise issue with bank that provide prepaid card the money from lending partner is already gone and lending partner will not stop imposing interest !!! So rather then bearing that they will impose that on customer and i don’t think they will ever be as secure as credit card in this !!

people who can use them wisely are already away from these things and they providing these to people who don’t have much knowledge and no prior credit exposure.

Delhi Capitals Delhi Capitals
Link Copied

but i love their discount and random offfer , and most of them give 1 month payment time more then what CC offfers,

all is well that ends well

Post Tycoon Post Tycoon
Link Copied

Their customer care is non existent. Just don’t care to respond at all. Anyone know the procedure to close the account like email id. I can’t enter their app as they want me to accept their new lender to the existing card which I don’t want to. Website just takes to playstore.

Deal Subedar Deal Subedar
Link Copied

i always wonder, how a such companies are born everyday and who will use their services for petty 50rs. 

This post clears my doubts, thank you.

mobiwiki, in my case even after producing everything did not return my failed transaction on jiomart for sum of 1100. Then on i stopped using any wallets and just use amazon pay/upi if need arises.

Critic Critic
Link Copied
demerius2020 wrote:

but i love their discount and random offfer , and most of them give 1 month payment time more then what CC offfers,

all is well that ends well

Despite having amex card in a tier-1 city if you feel tempted by such discounts/random offers & 1 more month for payment then I think you need to take a serious look at your spending pattern/earning first.

Delhi Capitals Delhi Capitals
Link Copied
Expand
guest_999 wrote:

Despite having amex card in a tier-1 city if you feel tempted by such discounts/random offers & 1 more month for payment then I think you need to take a serious look at your spending pattern/earning first.

amex is good only till 6000 7% after that its meager 0.77%

i go for axis 2% after that


prepaid card like postapay/slice /unicard/lazp/simpl keep coming up with random offer on small mercahnt like swiggy/zomato/ola/uber/grocery ranging from 10-15%

and they have monthly billing cycle wth 5 days grace which is much better then credit card .


i think i am serious enough , suggest if anything better

And as the time is there is no hope of increasing earning

Critic Critic
Link Copied
Expand
demerius2020 wrote:

amex is good only till 6000 7% after that its meager 0.77%

i go for axis 2% after that


prepaid card like postapay/slice /unicard/lazp/simpl keep coming up with random offer on small mercahnt like swiggy/zomato/ola/uber/grocery ranging from 10-15%

and they have monthly billing cycle wth 5 days grace which is much better then credit card .


i think i am serious enough , suggest if anything better

And as the time is there is no hope of increasing earning

For swiggy/zomato the expense shouldn’t be more than 5-6% of your monthly earnings, if you are spending more than that then it is not good both health-wise as well as finance-wise. For this you can use onecard/amazonpay balance(via rupay platinum debit card loads). For ola/uber prefer same amazonpay balance(via rupay platinum debit card loads). As for grocery, there are good offers on dbs digibank bigbasket card & onecard blinkit(grofers) offer. The difference between these & slice etc type cards shouldn’t be more than 300-400 in a month.

Firestorm Firestorm
Link Copied

Bhai chargeback raise karo

Deal Subedar Deal Subedar
Link Copied

Postpe cards are a Joke, they gave me the limit of 5 lakh but joke is their annual limit is 2 lakh so once that is reached card is useless. Even if you clear the dues Annual limit will not reset.

Deal Cadet Deal Cadet
Link Copied

Report to RBI:
https://cms.rbi.o...n/
They are publicising this recently launched CMS in a big way via media and text messages. Should be effective.

Like Magnet Like Magnet
Link Copied
raktimd wrote:

Report to RBI:
https://cms.rbi.o...n/
They are publicising this recently launched CMS in a big way via media and text messages. Should be effective.

Link not working

Like Magnet Like Magnet
Link Copied
jambui wrote:

no chargeback system in postpe? Like we have in credit card where merchant has to do product or service proof that txn was done. 

Nothing the app shows transaction failed still they are not refunding.

Like Magnet Like Magnet
Link Copied
Expand
vkrmjeet wrote:

Credit card is an established mode of payment since decades why do people compare bnpl or credit line with them i will never understand flushed .

Cause they don’t need income proof.
Good for students.
I only use slice as it offers 1-2% cashback unlike my credit card.
I opted for postpe cause it can be used to pay at local shops.

Like Magnet Like Magnet
Link Copied
playdime wrote:

i always wonder, how a such companies are born everyday and who will use their services for petty 50rs. 

This post clears my doubts, thank you.

mobiwiki, in my case even after producing everything did not return my failed transaction on jiomart for sum of 1100. Then on i stopped using any wallets and just use amazon pay/upi if need arises.

I opted for bharatpe cause it’s convenient to pay at local upi merchants .

replyuser
Click here to reply
Reply