Pre-approved Credit Card Offer

143°
Deal Cadet
OffersSociety

I'm a non-earner and have a savings account with HDFC... From last 3-4 days, HDFC Bank repeatedly sending emails, msgs, WhatsApp messages to me that I am pre-approved for for credit card. On an email, they have stated my limit will be 36000 rupees. Should I apply the credit card. Previously, I had received same communications from HDFC Bank few months ago... They were offering me IOCL, FREEDOM, and I think TATA neu card. Haven't applied then.

Should I apply for HDFC credit card now? Any experience from any dimers? Please suggest...

Actually I am a person who loves cards... So my heart ❤️ wants to apply the card but my brain 🧠 is not willing to pay any joining or annual charges!

Please answer everyone...

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22 Comments  |  
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Deal Subedar Deal Subedar
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Don't apply if it's not life time free

Deal Cadet Deal Cadet
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Ha... They are saying 2250 Amazon Pay gift card on application.... That is tempting me!

Deal Cadet Deal Cadet
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Will this hurt CIBIL?

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The PostMighty The PostMighty
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Your profile, Self employed or salary?

Deal Cadet Deal Cadet
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Unemployed 😂😂😂 (student)

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