Pre-approved Moneyback+ OR Millenia C2C 2 months later
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Guys, I just got a Pre-Approved offer for Moneyback+ CC with 1500 Amaz Voucher and LTF offer with 1L CL.
I am interested in Millenia CC because of it better rewarding system, which I can apply in April 2022 after the increased 1.29L limit of SBI CC is updated with CIBIL.(Mar 2022 statement).
If I go for Moneyback+ now
1. How soon can I upgrade to Millenia and how much limit is required for the upgrade offer?
2. Do I have to again fulfill the LTF criteria(If LTF offer still running!) after the upgrade to Millenia later?
1. What are the approval chances for Millenia via C2C mode against a 16 months old 1.29L SBI CC and 5 months 2.2L ICICI ?
Please guide.
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No such communication on WhatsApp yet.
The LTF offer is the usual conditional in my case
Guys kindly advise.
1. Depends on your usage & relationship value with hdfc. No specific limit requirements(like infinia) as I have seen people with same limit moneyback & millennia card.
2. Again, it depends as some get ltf continuation while some get new conditions to fulfill ltf offer.
3. Good chances for c2c but cards applied via c2c get different ltf conditions to fulfill offer compared to directly applying for hdfc card online without any agent’s assistance.
1. We just can’t wait and trust HDFC for months to give upgrade offer.
How successful is the offline upgrade request via mail/form(Can’t go through branch as the agent is annoyed) on the basis of other card(ICICI 2.2L, 6 months old) statement(s) ?
1. We just can’t wait and trust HDFC for months to give upgrade offer.
How successful is the offline upgrade request via mail/form(Can’t go through branch as the agent is annoyed) on the basis of other card(ICICI 2.2L, 6 months old) statement(s) ?
I took this exact offer as this will be my second CC (first Sbi with 19k limit)
Did you also get the WhatsApp message which says “UNCONDITIONAL LTF”? I got that message for millennia