Pre-qualified Flipkart Axis Bank card?

They may or may not give instant approval. But should approve your card if you have a decent credit history

Correct, they want you to have card but subject to current credit profile check and kyc approval.

I'm getting such messages too since long but waiting for LTF offer...

Pre-qualified=SPAM

Instant approvals only if you're existing axis cc holder. This message means, you're almost approved for FK Axis CC (with a low limit*) and all that they need is your kyc documents

getready wrote:

Instant approvals only if you're existing axis cc holder. This message means, you're almost approved for FK Axis CC (with a low limit*) and all that they need is your kyc documents

Insta approval is also for fd axis cards...?? 

@batmanBABA seems so...

it means u will get cc without any physical verification and no need to show income documents as they only ask for pancard details during video kyc, nothing else. i also got the same msg, applied using fake details, got confirmation msg n email within 24hr. through, credit limit will be very low ( less then 20000 )

batmanBABA wrote:

Insta approval is also for fd axis cards...?? 

Not sure
but with existing axis cc, vcc can be generated instantly via FK app

I have also received this kind of SMS from Different Bank Credit Card like IDFC First Bank - Pre-Qualified Credit Card Just for you, complete your application in 30 Sec...blah blah!

When I complained to IDFC on Twitter is that Verified SMS from Bank, they said if it is redirecting to our website then it is a Genuine One!😀I Laughed Because When I Searched Propley I found that it is a Referral -Affiliate Link Created by INDIALends Company Which is Like Creditbazaar.in (Which means you have to fill out the application form and they will send this data to Bank/Credit Card.

Its a SPAM!

It's instant. I also applied 3 days ago. Kyc done the next day. Today a virtual card is generated.

shubhampakhare wrote:
It's instant. I also applied 3 days ago. Kyc done the next day. Today a virtual card is generated.

No documents required.

shraaj wrote:

I have also received this kind of SMS from Different Bank Credit Card like IDFC First Bank - Pre-Qualified Credit Card Just for you, complete your application in 30 Sec...blah blah!

When I complained to IDFC on Twitter is that Verified SMS from Bank, they said if it is redirecting to our website then it is a Genuine One!😀I Laughed Because When I Searched Propley I found that it is a Referral -Affiliate Link Created by INDIALends Company Which is Like Creditbazaar.in (Which means you have to fill out the application form and they will send this data to Bank/Credit Card.

Its a SPAM!

Those kind of pre-approval messages I also ignores, but this is official Flipkart link so thought about it. Applied today, they asked for pan verification only.

shubhampakhare wrote:
No documents required.

Yeah applied today!

bankipad wrote:
it means u will get cc without any physical verification and no need to show income documents as they only ask for pancard details during video kyc, nothing else. i also got the same msg, applied using fake details, got confirmation msg n email within 24hr. through, credit limit will be very low ( less then 20000 )

How you used "fake details" as pan is verified online?

guest_999 wrote:
How you used "fake details" as pan is verified online?

fake details means giving fake details in self -employed's option, you can even put you are ceo of desidime. (they will not ask you anything related to your emploment status/details during video kyc) 

bankipad wrote:
it means u will get cc without any physical verification and no need to show income documents as they only ask for pancard details during video kyc, nothing else. i also got the same msg, applied using fake details, got confirmation msg n email within 24hr. through, credit limit will be very low ( less then 20000 )

Are you sure of no physical kyc? I'm being bombarded by prequalified sms of late...

guest_999 wrote:
How you used "fake details" as pan is verified online?

he said fake details not PAN card. Like salary and occupation

@shraaj In this case sms sender is FK itself, so they're sending themselves, they are the affiliate.

Agnivo007 wrote:
Are you sure of no physical kyc? I'm being bombarded by prequalified sms of late...

"Physical kyc" is a misnomer nowadays because aadhaar biometric is almost mandatory for any cc application as a non-customer of that bank & it counts as physical kyc too.
@bankipad

Agnivo007 wrote:
Are you sure of no physical kyc? I'm being bombarded by prequalified sms of late...

if it is mentioned in the msg that no income proof is required, then during video kyc they only verify your pan card  by asking you to mention pan card no. during video kyc.

guest_999 wrote:
"Physical kyc" is a misnomer nowadays because aadhaar biometric is almost mandatory for any cc application as a non-customer of that bank & it counts as physical kyc too.
@bankipad

and this is not for all customers, only those who have received communication msg regarding flipkart axis bank credit card via sms from flipkart

bankipad wrote:
and this is not for all customers, only those who have received communication msg regarding flipkart axis bank credit card via sms from flipkart

Do you have any existing relationship with axis bank? If no then you will have to do aadhaar biometric which is practically same as physical kyc.

Just so you know they won't make it ltf, you use it like a loyal customer for years and then force them to make it ltf else you will close it. They will be happy to close it for you. I know few flipkart axis mastercard users still paying the fee. 

I have applied too no income proof was asked. Did video kyc too yesterday night but in morning got call for physical kyc don't know why. Although he said only Adhar no. Will be required nothing else.

PS: it was scheduled for today but doesn't looks like he will be coming today.

Ash-D wrote:

I have applied too no income proof was asked. Did video kyc too yesterday night but in morning got call for physical kyc don't know why. Although he said only Adhar no. Will be required nothing else.

PS: it was scheduled for today but doesn't looks like he will be coming today.

+1 applied yesterday, VKYC done yesterday itself. No call of physical kyc yet. Sometimes they do Physical kyc for adhar verification and thumb impression data.

Rocking_since_1992 wrote:
+1 applied yesterday, VKYC done yesterday itself. No call of physical kyc yet. Sometimes they do Physical kyc for adhar verification and thumb impression data.

Yes that's what they are asking only adhar no for biometric verification. what's your status here's mine : https://www.desidime.com/discussions/flipkart-a...

Ash-D wrote:

Yes that's what they are asking only adhar no for biometric verification. what's your status here's mine : https://www.desidime.com/discussions/flipkart-a...

Also got this message in the morning-

Thank you for applying Axis Bank Credit Card. Your Application C1-00000027***932-C1 is being reviewed. Kindly expect an update within 5 - 7 working days.

Rocking_since_1992 wrote:
+1 applied yesterday, VKYC done yesterday itself. No call of physical kyc yet. Sometimes they do Physical kyc for adhar verification and thumb impression data.

what's ur update ?
I also applied yesterday and completed VKYC but now when opening credit card section in fk app getting something went wrong page.

It looks like everyone applied yesterday only  😂

sauravDD wrote:
what's ur update ?
I also applied yesterday and completed VKYC but now when opening credit card section in fk app getting something went wrong page.

It looks like everyone applied yesterday only  😂

Please Visit https://www.desidime.com/deals/pre-qualified-fl... Yesterday was very vulnerable for dimers