Preapproved HDFC credit card

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vkrmjeet
i have pre approved hdfc credit card offer but this keeps happening.  Screenshot2022-11-27-19-02-35-0132797383EDIT1 Screenshot2022-11-27-19-02-23-0267698970EDIT1

any kind of insight will be helpful
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Deal Newbie Deal Newbie
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Try during banking hours, you've a good offer, how is your relationship with hdfc, how old is account type & MAB you maintain? I never got such an offer

Benevolent Benevolent
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Check DM, dm sent to you

Deal Cadet Deal Cadet
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You need to sign out of netbanking before proceeding with the card application.. try  logging out and then entering your mob number/otp to proceed. 

Deal Subedar Deal Subedar
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Yeah, a logged in session often interferes, so click the link, gracefully logout and try.

Deal Cadet Deal Cadet
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Also.. ymmv, but I got a offer for a Moneyback + . I checked it and it was showing joining fee waived off + 500 / annual (spend based free) .

I didn't want the card so I closed the tab.. A day later I got a couple of emails.. 1 of them was for a LTF card.

Logged in again, there were multiple banners saying different things.. one banner was for LTF .. clicked that.. showed the same Moneyback + card but the fees were 0 and said LTF in the banner at the top of the application page as well..

So, while 1L / year is very achievable for Millennia, they might even send you a LTF offer if you dont pull the trigger right away (or that might just be for the Moneyback+ .. dunno..). worth a try I suppose

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karandutta wrote:

Also.. ymmv, but I got a offer for a Moneyback + . I checked it and it was showing joining fee waived off + 500 / annual (spend based free) .

I didn't want the card so I closed the tab.. A day later I got a couple of emails.. 1 of them was for a LTF card.

Logged in again, there were multiple banners saying different things.. one banner was for LTF .. clicked that.. showed the same Moneyback + card but the fees were 0 and said LTF in the banner at the top of the application page as well..

So, while 1L / year is very achievable for Millennia, they might even send you a LTF offer if you dont pull the trigger right away (or that might just be for the Moneyback+ .. dunno..). worth a try I suppose

1L per year is easily acheivable for me , for now i have 3 paid cards airtel axis,simply click and this if the problem is resolved all others milestone have already been acheived will acheive this too & if the problem is not resolved i will skip it for now, you are right hdfc gives better offer in these scenarios but the time frame may not be same as what you experinced.
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Agnivo007 wrote:

Yeah, a logged in session often interferes, so click the link, gracefully logout and try.

+ @karandutta tried this , i have firdt name only in my account and @drupal also asked me the same in DM i think that may be the root cause of this problem.
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yogobit460 wrote:

Try during banking hours, you've a good offer, how is your relationship with hdfc, how old is account type & MAB you maintain? I never got such an offer

this is roughly 10 months old account , the MAB was varying i maintained 70k for a quarter then 20k only and maybe 1L+ for last quarter. account type is digisave youth
Deal Newbie Deal Newbie
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vkrmjeet wrote:
it was but i had to apply through branch

Oh but pre approved banners show limit straight away

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harshak9045 wrote:

Oh but pre approved banners show limit straight away

i got the same limit that i posted in this post as an image.
Deal Newbie Deal Newbie
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vkrmjeet wrote:
i got the same limit that i posted in this post as an image.
Sometimes HDFC uses clickbait as pre-approved but it's not. 
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harshak9045 wrote:
Sometimes HDFC uses clickbait as pre-approved but it's not. 
it was pre approved.
Critic Critic
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vkrmjeet wrote:
it was pre approved.

Moneyback+ or millennia & the limit/ltf status?

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guest_999 wrote:

Moneyback+ or millennia & the limit/ltf status?

Millenia , 2L , yet to confirm have sent an email
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