This thread will need contribution from All Dimers , Experienced as well New so all can benefit from It.
Many Banks offer Premium Zero Balance Savings Account With Free Debit Card Based on Some Criteria Or
On an Initial Deposit Amount Varying from 2 Lakh to 10 Lakh or More , After account opening We can withdraw
the Amount from the account and For Keeping the Premium Status Active just need to maintain a Lump Sum Amount
for couple of Days twice or thrice in a Year in the account.
What a user should do to Get Premium Saving Account in Banks Even if they are not able to maintain Hefty Sum with the bank ?
Will Update Such Accounts and Their Benefits in the Wiki based on the Inputs from Dimers in This Thread and my own experience and interaction with Other Dimers.
Request you to Tag Dimers Who can contribute to the Thread 
ICICI
1. ICICI Society Savings Account
ICICI Bank offer a Zero Balance savings account with Free Debit Card and Nil AMC Charges also the account doesn’t have Quarterly SMS Charges. It is provided Generally in Metro Cities or Tier 1 Towns to few Premium Housing Societies . If you visit ICICI Bank even the Branch Manager Will Deny that such accounts exist and will tell you stories , Be Adamant and ask to check if your Society Falls under this category or not , If Your Housing Society falls in this category get your account opened and Enjoy Premium Saving Account from ICICI with Zero Maintenance Charges.
.
.
KOTAK
1. Kotak 811 Savings Account
Though Not a Premium Savings account Kotak 811 Account is a great Initiative from Kotak , You Get a Zero Balance Saving account with a Virtual Debit Card , which can be used for Online Shopping.
.
.
INDUSIND
1. Indusind Exclusive Savings Account
If you have IndusInd Pinnacle Credit Card you can open a Premium savings account ( Indus Exclusive Savings Account ) with zero AMB requirement and a Debit Card with Zero Issuing Charges and Zero AMC for lifetime. Same Exclusive account can be extended to 6 Family Members ( i.e. Total 7 Zero Balance Savings account with 7 LTF Debit Cards ).
.
.
EQUITAS
1. Equitas Elite Saviongs Account
Currently Equitas bank is not charging anything to their customers for not maintaining AMB in their account.
So you can get their premium savings account Equitas Elite Savings account. The criteria is to maintain 5 lakh in the account but since they are having the policy of not charging their customers for not maintaining AMB.one can do an initial funding and later withdraw it to get a zero balance premium savings account. ( Credit – @gautam2usa226 )
.
.
FEDERAL
1. Fi Money
Fi is a Neo bank account which is Powered by Federal Bank , Neo Banking is a new concept in Indian and is replicated here after the tremendous success of Neo Banks in USA . You Get a Zero Balance Federal Bank Account along with LTF Debit Card Virtual as well as Physical which will work for all Federal Bank Offers Too also no SMS charges.
2. Jupiter
Just like Fi Money , Jupiter is also a Neo Bank powered by Federal Bank as Backbone Infrastructure , As welcome Benefits they have provided users 10% Cashback on UPI and Debit Card Spends up to Rs.1000 Per month for 3 Months. With Jupiter Bank you get LTF Debit Card both virtual within the App as well as Physical and no SMS Charges , but the card seems to be not working for Offers specific to Federal Bank.
Ramta_Jogi wrote:Higher rates, higher processing costs etc.
OMG 
If Amazon Flipkart offer 10% instant discount on Kotak debit cards, is Kotak 811 Virtual Debit Card eligible for that?
image wrote:If Amazon Flipkart offer 10% instant discount on Kodak debit cards, is Kodak 811 Virtual Debit Card eligible for that?
What’s Kodak?
Also, will Kotak 811 sends SMS for debit/credit transactions?
Any charges for such SMSs?
timelord wrote:If you have IndusInd Signature Credit Card/ Legend Credit Card/ Visa Odyssey Credit Card/
Amex Odyssey Credit Card which comes as life time free then you can open Indus Select Savings Account with them with zero AMB requirement. That too for lifetime.
They give exclusive account for legend card as pinnacle is no longer being issued
yz_007 wrote:They give exclusive account for legend card as pinnacle is no longer being issued
Any official Notification on the Same , because Earlier on the Basis of Legend Card Indusind Select Account was being provided , which is not the case now as the details of the Legend card offer are also removed from Select Account page.
Not available online. You need to discuss with the Bank Manager to get the benefit. They were able to confirm the benefit over an email for future reference
yz_007 wrote:Not available online. You need to discuss with the Bank Manager to get the benefit. They were able to confirm the benefit over an email for future reference
If you every compared Indusind Pinnacle Vs Legend Vs Iconia please let me know the differences in Benefits and Rewards structure
beastboy wrote:If you every compared Indusind Pinnacle Vs Legend Vs Iconia please let me know the differences in Benefits and Rewards structure
Did Pinnacle vs Legend. Main difference was 2.5% on online transaction, 1% on other for Pinnacle. Legend it was 2% on all transactions on weekends and 1% on other days.
I opened Kotak 811 account yesterday.
Got a link to do video KYC.
https://www.kotak.com/811-savingsaccount-ZeroBa...
But there is no option to do Video KYC.
I can’t see an option in app also.
How should I do that?
If there is any benefit for referral, please share the jupiter referral link
