PSBs start giving loans based on customers’ risk profile

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PSBs start giving loans based on customers’ risk profile
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PSBs start giving loans based on customers’ risk profile

https://economictimes.indiatimes.com/industry/b...

Banks to offer better interest rates on loans to customers with high credit score

https://www.indiatoday.in/business/story/mainta...

5 Comments  |  
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already happens in many banks

mostly depends on cibil score

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Earlier bank used to give loan based on how much you bribe the bank manager

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suman1520 wrote:

Earlier bank used to give loan based on how much you bribe the bank manager

It is still the case with PSU bank. Do you want to get your loan approved?? then you have to pay 5-10% commission upfront. I faced exact same situation in 2018.

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Why haven’t you reported it to the higher authority?

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kipte.khoka wrote:

Why haven’t you reported it to the higher authority?

I did not have any proof. Thought about recording it on a spy cam but then i didn’t have 1. I was also very very busy with my professional life.

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