PSBs start giving loans based on customers’ risk profile
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PSBs start giving loans based on customers’ risk profile
https://economictimes.indiatimes.com/industry/b...
Banks to offer better interest rates on loans to customers with high credit score
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https://www.desidime.com/discussions/psbs-start-giving-loans-based-on-customers-risk-profile?page=1#post_6168143
Earlier bank used to give loan based on how much you bribe the bank manager
https://www.desidime.com/discussions/psbs-start-giving-loans-based-on-customers-risk-profile?page=1#post_6168222
It is still the case with PSU bank. Do you want to get your loan approved?? then you have to pay 5-10% commission upfront. I faced exact same situation in 2018.
https://www.desidime.com/discussions/psbs-start-giving-loans-based-on-customers-risk-profile?page=1#post_6168243
Why haven’t you reported it to the higher authority?
https://www.desidime.com/discussions/psbs-start-giving-loans-based-on-customers-risk-profile?page=1#post_6168353
I did not have any proof. Thought about recording it on a spy cam but then i didn’t have 1. I was also very very busy with my professional life.
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already happens in many banks
mostly depends on cibil score