Queries regarding SBI Simplyclick

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Deal Subedar
happy2prog

Hi Dimers,

I recently got SBI Simplyclick Credit Card and have a few doubts regarding this card. If someone who is using this card for some time can answer these, it will be really helpful.

Q1) When are the Reward points for a particular Transaction reflect in App/Website (Like at the end of month or On transaction settlement etc), and is there a way to check which transaction got which X reward(10, 5 ,1 or N.A) ?

Q2) What is the value of each reward point?

When I applied and searched on internet as well I was under impression that each Point is worth ~Rs.0.25 which indicates a 1.25% Cashback on non-exclusive online payments (Wallets Excluded), however when I logged into SBI card website and opened Reward Catalogue section, I see mostly useless voucher and Only one Amazon Voucher of Rs.2500, for which it was asking 20000 Reward points, which translates to just Rs0.125 i.e 0.625% CB on general purchase, which seems to be very low (I know with Rs2000X2 Cleartrip voucher this will be a little better ~2.6% CB, but I was thinking that will be an addon)

Q3) Website states a charge of Rs.99+GST on every redemption. Is this true? Because this will even further degrade the reward %age

Thanks in advance.

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Deal Lieutenant Deal Lieutenant
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1. Reward point will get credited as soon as the transaction gets settled.

2. Value of each reward point is 0.25 paisa.

3. No redemption fee of 99+ tax for vouchers.

Deal Subedar Deal Subedar
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piyush2251 wrote:

1. Reward point will get credited as soon as the transaction gets settled.

2. Value of each reward point is 0.25 paisa.

3. No redemption fee of 99+ tax for vouchers.

Thanks for this info.

How to get that “0.25” value. I am clueless about this at the moment, Can you plese shed some light on this😅

Deal Lieutenant Deal Lieutenant
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happy2prog wrote:

Thanks for this info.

How to get that “0.25” value. I am clueless about this at the moment, Can you plese shed some light on this😅

Every reward point which you earn has value of 0.25 paisa in term of vouchers. For 2000 reward points in simply click you will get 500 Amazon voucher. 

Deal Subedar Deal Subedar
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piyush2251 wrote:

Every reward point which you earn has value of 0.25 paisa in term of vouchers. For 2000 reward points in simply click you will get 500 Amazon voucher. 

Sorry to bug you again, But this is what I see in app:

https://cdn0.desidime.com/attachments/photos/746274/original/Screenshot_20220224-235626.jpg?1645727272

As you can see in my SS:

1. I get either 2500 or 5000 voucher option

2. For Rs.2500 its asking for 20000 points instead of 10000 points


Am I missing something on my end 😣😣

Cool Cool
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My SimplyClick card shows 500 vouchers for 2000 points. And there are only limited vouchers for redemption (in the case of simplyclick – 4).


What you uploaded is similar to what I see on my sbi prime card.


Deal Lieutenant Deal Lieutenant
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happy2prog wrote:

Sorry to bug you again, But this is what I see in app:

https://cdn0.desidime.com/attachments/photos/746274/original/Screenshot_20220224-235626.jpg?1645727272

As you can see in my SS:

1. I get either 2500 or 5000 voucher option

2. For Rs.2500 its asking for 20000 points instead of 10000 points


Am I missing something on my end 😣😣

https://cdn0.desidime.com/attachments/photos/746287/original/Screenshot_20220225-001350_SBI_Card.jpg?1645728318

In my simply click only 500 voucher is available at 2000 reward points. 

Deal Captain Deal Captain
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happy2prog wrote:

Sorry to bug you again, But this is what I see in app:

https://cdn0.desidime.com/attachments/photos/746274/original/Screenshot_20220224-235626.jpg?1645727272

As you can see in my SS:

1. I get either 2500 or 5000 voucher option

2. For Rs.2500 its asking for 20000 points instead of 10000 points


Am I missing something on my end 😣😣

Are you sure your card is simplyclick?

Deal Subedar Deal Subedar
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SnippierJoker wrote:

My SimplyClick card shows 500 vouchers for 2000 points. And there are only limited vouchers for redemption (in the case of simplyclick – 4).


What you uploaded is similar to what I see on my sbi prime card.


Ohh.. on my card there are ~200 Redemption options.

I guess I today only received my SimplyCLICK card so maybe that is why I am seeing this discrepancy (I hope)

Will wait for a few days or next statement generation and then contact SBI CC.

If possible someone else can also confirm this behaviour, it will be helpful.

Deal Subedar Deal Subedar
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7H4NO5 wrote:

Are you sure your card is simplyclick?

https://cdn0.desidime.com/attachments/photos/746293/original/IMG_20220225_002344.jpg?1645728847

(You can see end digits are same)

I hope this is SimplyClick only😅😅

Cool Cool
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happy2prog wrote:

Ohh.. on my card there are ~200 Redemption options.

I guess I today only received my SimplyCLICK card so maybe that is why I am seeing this discrepancy (I hope)

Will wait for a few days or next statement generation and then contact SBI CC.

If possible someone else can also confirm this behaviour, it will be helpful.

I remember a similar thing happening when I first got the card (5 years back) and it was resolved automatically, but I do not remember if it was after a few days or after the first bill generation.

Deal Captain Deal Captain
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piyush2251 wrote:

https://cdn0.desidime.com/attachments/photos/746287/original/Screenshot_20220225-001350_SBI_Card.jpg?1645728318

In my simply click only 500 voucher is available at 2000 reward points. 

@happy2prog check the screenshot shared by @piyush2251 which mentions SimplyCLICK clearly at the bottom. What does your’s one show?

Deal Captain Deal Captain
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Answer to your questions:
1) The Reward Points for every transaction are credited after the settlement of the transaction. Currently there’s no way to check Reward Points for each transaction. But you can easily calculate from the Reward Points Summary.

2) 4 RP = Re. 1. The one which you’re getting is either from the Reward Store of SBI Prime or SimplySAVE Card.

3) Yes, the Redemption Charge of Rs. 99+GST is true. But it’s only only charged on Redemption of Physical Goods and Statement Credit, both of which is not available for SimplyClick Card at the moment.

Deal Captain Deal Captain
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Can someone confirm whether anyone is still getting Reward Points on SBI SimplyClick Credit Card for PayZapp Wallet Loading? Also, if any other wallet loading too fetch reward points from the SimplyClick Card? TIA.

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