
Query - "a new loan account has been seen in your CIBIL report"
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yes SMS is from CIBILP and also I refreshed my report after getting the message.
I am using the one provided by HDFC in partnership with CIBIL.
I have realised that CIBIL will send emails this days saying new account has been added and score has change..
Probably trying to fool people into taking subscription services ..
Happened 3 times in last 7-8 months in my case
guys any idea what quadfin loan is? Its added to my cibil and Ive no idea what it is? is it slice card?
adrishya wrote:guys any idea what quadfin loan is? Its added to my cibil and Ive no idea what it is? is it slice card?
it’s slice financial partner
SLICE CARD
I’m getting this kind of messages and emails from CBIL atleast once in a week but nothing changed in the report, looks like they are forcing us to take their subscription.
SumanTmpl wrote:I’m getting this kind of messages and emails from CBIL atleast once in a week but nothing changed in the report, looks like they are forcing us to take their subscription.
I am also getting such mails and messages, but those are normally about a new number is added to your account or a new address is added etc. this is the first time however I am seeing a message and mail saying that a new loan account being added or did you guys even get the same message about loan account ?
Yes, for past few months, cibil is behaving like a spammer.
Too much nagging for subscription.
nimod wrote:Yes, for past few months, cibil is behaving like a spammer.
Too much nagging for subscription.
I already have paid subscription, i also got an email today at noon.
My Cibil score dropped by 12 points.
@beginner @SumanTmpl @kukdookoo
xxxyyyzzz wrote:I already have paid subscription, i also got an email today at noon.
My Cibil score dropped by 12 points.
@beginner @SumanTmpl @kukdookoo
you got the same message and is there any loan account visible in your CIBIL?
IamRage wrote:you got the same message and is there any loan account visible in your CIBIL?
No, i raised 4 dispute last week to close pay later service as they were still visible under active credits even after closing them months ago.
Yesterday i applied for onecard though, its in reserved state.
Is one card listed as consumer loan in cibil?🤔
I also got same message today. I see axis flipkart card added as separate account.
xxxyyyzzz wrote:No, i raised 4 dispute last week to close pay later service as they were still visible under active credits even after closing them months ago.
Yesterday i applied for onecard though, its in reserved state.
Is one card listed as consumer loan in cibil?🤔
Having same problem icici is not updating two of the credit cards I closed to closed status. No new monthly updates on those cards at all but cibil is showing those cards as active. Who should I contact?
decideaim wrote:Having same problem icici is not updating two of the credit cards I closed to closed status. No new monthly updates on those cards at all but cibil is showing those cards as active. Who should I contact?
First check if you have the most recent cibil, if it’s recent, then maybe wait as it takes 2-3 months to reflect. Else if you are in a hurry, You can raise a dispute, ICICI responds to dispute claims quite fast. I raised a dispute regarding my credit limit and they responded in less than a week.
Flipkart axis and amazon icici cards also took 2 months to reflect in the report.
xxxyyyzzz wrote:First check if you have the most recent cibil, if it’s recent, then maybe wait as it takes 2-3 months to reflect. Else if you are in a hurry, You can raise a dispute, ICICI responds to dispute claims quite fast. I raised a dispute regarding my credit limit and they responded in less than a week.
Flipkart axis and amazon icici cards also took 2 months to reflect in the report.
I have a cibil subscription, so the score is oven fresh.
And one of the icici card is closed in September 2020
decideaim wrote:I have a cibil subscription, so the score is oven fresh.
And one of the icici card is closed in September 2020
Raise a dispute claim bro, its more than a year now. It should be solved very quickly. I wanted to get rid of it as 5 Pay later were showing active in my account. Now 4 are gone.
Sometime i think whats the imp of cibil , if You pay in time it will stay fine , many banks still wont give You card even if You have good cibil due to some “internal reason”
Get a payzapp app account and have cibil for free from hdfc also paisabajaat bankbajaar paytm lazypay provide it for free , i dont know why people pay to have it
I think its the newbie who worry about cibil mostly
demerius2020 wrote:Sometime i think whats the imp of cibil , if You pay in time it will stay fine , many banks still wont give You card even if You have good cibil due to some “internal reason”
Get a payzapp app account and have cibil for free from hdfc also paisabajaat bankbajaar paytm lazypay provide it for free , i dont know why people pay to have it
I think its the newbie who worry about cibil mostly
paisabajaat bankbajaar paytm lazypay
spam calls
I also got mail and SMS, i recently applied and got uni card. Is this due to that?
Thanks.
Sudarshan61 wrote:I have realised that CIBIL will send emails this days saying new account has been added and score has change..
Probably trying to fool people into taking subscription services ..Happened 3 times in last 7-8 months in my case
Yes even i think ots same and wants us to fetch paid report
